HDFC Focused Fund
Direct · Growth ₹266.76
20 Jul 2026
NAV
16.7%
3Y CAGR
15.6%
5Y CAGR
16.1%
10Y CAGR
16.2%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
8.08
Sharpe
-45.6%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.92 L | 20.5% | -63.9% | 123.2% |
| 3 Years | ₹36.00 L | ₹46.22 L | 16.8% | -28.8% | 37.6% |
| 5 Years | ₹60.00 L | ₹90.55 L | 16.3% | -14.0% | 34.5% |
| 7 Years | ₹84.00 L | ₹1.50 Cr | 16.1% | -5.2% | 26.6% |
| 10 Years | ₹1.20 Cr | ₹3.09 Cr | 17.8% | 14.1% | 21.0% |
| 12 Years | ₹1.44 Cr | ₹4.50 Cr | 17.5% | 15.1% | 19.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 20.5% | 14.5% | 17.1% | +6.1% |
| 3 Years | 16.8% | 11.2% | 16.5% | +5.6% |
| 5 Years | 16.3% | 10.4% | 15.3% | +5.8% |
| 7 Years | 16.1% | 10.6% | 15.2% | +5.5% |
| 10 Years | 17.8% | 11.5% | 15.8% | +6.4% |
| 12 Years | 17.5% | 11.4% | 15.3% | +6.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 19.4% | 16.3% | -38.5% | 93.4% | 0.56 | 1.66 | 82% | — | — |
| 3 Years | 16.7% | 17.1% | -11.2% | 41.6% | 0.99 | 3.09 | 91% | — | — |
| 5 Years | 15.6% | 14.7% | -2.7% | 36.8% | 1.14 | 6.89 | 99% | — | — |
| 10 Years | 16.1% | 15.9% | 13.6% | 18.8% | 8.08 | — | 100% | — | — |
-45.6%
Max Drawdown
27 mo
Drawdown Duration
11 mo
Recovery Time
-6.9%
Avg Drawdown
Calmar Ratio by Duration
0.43
1Y
0.37
3Y
0.34
5Y
0.31
7Y
0.35
10Y
0.38
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +4.93 | 0.94 | 93.5% | 86.2% | 2.4% | -3.1% |
| 3 Years | +10.63 | 0.83 | 87.5% | 73.2% | 17.8% | 7.3% |
| 5 Years | +11.32 | 0.83 | 88.5% | 74.2% | 20.0% | 9.1% |
| 7 Years | +7.82 | 0.88 | 91.6% | 83.3% | 18.3% | 11.1% |
| 10 Years | +4.74 | 0.90 | 93.3% | 87.6% | 15.4% | 11.1% |
| 12 Years | +4.24 | 0.92 | 95.1% | 89.9% | 14.1% | 10.1% |
| 15 Years | +3.80 | 0.94 | 97.2% | 92.4% | 13.4% | 9.8% |
27
Total Holdings
53.9%
Top 10 Weight
16
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 9.01% |
| 2 | HDFC Bank Ltd.£ | 8.14% |
| 3 | Axis Bank Ltd. | 7.40% |
| 4 | Kotak Mahindra Bank Limited | 5.56% |
| 5 | State Bank of India | 5.22% |
| 6 | HCL Technologies Ltd. | 3.86% |
| 7 | Cipla Ltd. | 3.75% |
| 8 | Maruti Suzuki India Limited | 3.70% |
| 9 | Eternal Limited | 3.67% |
| 10 | SBI Life Insurance Company Ltd. | 3.62% |