HDFC Housing Opportunities Fund
Direct · Growth ₹23.69
04 Aug 2026
NAV
18.1%
3Y CAGR
17.9%
5Y CAGR
16.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.95
Sharpe
-42.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.54 L | 16.7% | -62.0% | 104.9% |
| 3 Years | ₹36.00 L | ₹47.42 L | 20.0% | -4.4% | 39.9% |
| 5 Years | ₹60.00 L | ₹95.71 L | 20.3% | 8.7% | 32.6% |
| 7 Years | ₹84.00 L | ₹1.58 Cr | 17.8% | 12.8% | 22.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 16.7% | 14.5% | 13.9% | +2.2% |
| 3 Years | 20.0% | 11.2% | 16.8% | +8.9% |
| 5 Years | 20.3% | 10.4% | 16.9% | +9.8% |
| 7 Years | 17.8% | 10.6% | 16.6% | +7.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 15.4% | 6.4% | -37.3% | 81.3% | 0.35 | 0.86 | 69% | — | — |
| 3 Years | 18.1% | 17.8% | -2.3% | 32.3% | 1.45 | 8.20 | 97% | — | — |
| 5 Years | 17.9% | 18.3% | 6.2% | 29.9% | 1.95 | 876.63 | 100% | — | — |
-42.2%
Max Drawdown
26 mo
Drawdown Duration
11 mo
Recovery Time
-8.7%
Avg Drawdown
Calmar Ratio by Duration
0.36
1Y
0.43
3Y
0.42
5Y
0.33
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | -0.79 | 1.08 | 102.8% | 104.3% | -1.1% | 0.2% |
| 3 Years | +3.53 | 1.11 | 107.0% | 102.3% | 12.3% | 8.5% |
| 5 Years | +3.90 | 1.04 | 101.9% | 97.0% | 13.0% | 9.0% |
| 7 Years | +2.60 | 0.96 | 99.7% | 97.2% | 14.8% | 12.5% |
| 10 Years | -0.03 | 0.95 | 97.3% | 97.2% | 9.1% | 9.2% |
| 12 Years | -0.09 | 0.95 | 97.3% | 97.2% | 7.5% | 7.6% |
| 15 Years | -0.13 | 0.95 | 97.3% | 97.2% | 5.9% | 6.0% |
34
Total Holdings
61.3%
Top 10 Weight
12
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Larsen and Toubro Ltd. | 8.57% |
| 2 | NTPC Limited | 8.14% |
| 3 | HDFC Bank Ltd.£ | 7.83% |
| 4 | ICICI Bank Ltd. | 7.13% |
| 5 | Ambuja Cements Ltd. | 6.03% |
| 6 | State Bank of India | 5.68% |
| 7 | Tata Steel Ltd. | 4.90% |
| 8 | Kalpataru Projects International Ltd | 4.39% |
| 9 | UltraTech Cement Limited | 4.35% |
| 10 | Axis Bank Ltd. | 4.33% |