HDFC Gilt Fund
Direct · Growth ₹61.04
18 Aug 2026
NAV
7.6%
3Y CAGR
7.2%
5Y CAGR
7.5%
10Y CAGR
7.5%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.89
Sharpe
-11.9%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.46%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.42 L | 7.8% | -5.2% | 30.6% |
| 3 Years | ₹36.00 L | ₹39.91 L | 7.5% | 2.7% | 17.7% |
| 5 Years | ₹60.00 L | ₹71.00 L | 6.9% | 4.8% | 9.7% |
| 7 Years | ₹84.00 L | ₹1.06 Cr | 6.9% | 5.3% | 9.5% |
| 10 Years | ₹1.20 Cr | ₹1.69 Cr | 6.7% | 5.7% | 7.4% |
| 12 Years | ₹1.44 Cr | ₹2.22 Cr | 7.0% | 6.2% | 7.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 7.8% | 7.6% |
| 3 Years | 7.5% | 7.7% |
| 5 Years | 6.9% | 7.6% |
| 7 Years | 6.9% | 7.7% |
| 10 Years | 6.7% | 7.4% |
| 12 Years | 7.0% | 7.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.7% | 7.5% | -2.5% | 22.6% | 0.23 | 0.45 | 96% | — | — |
| 3 Years | 7.6% | 7.3% | 3.7% | 16.0% | 0.45 | 1.33 | 100% | — | — |
| 5 Years | 7.2% | 6.6% | 5.1% | 10.2% | 0.51 | 1.62 | 100% | — | — |
| 10 Years | 7.5% | 7.4% | 6.2% | 8.3% | 1.89 | 31.64 | 100% | — | — |
-11.9%
Max Drawdown
3 mo
Drawdown Duration
10 mo
Recovery Time
-1.0%
Avg Drawdown
Calmar Ratio by Duration
0.65
1Y
0.64
3Y
0.61
5Y
0.62
7Y
0.63
10Y
0.66
12Y