DSP Banking and Financial Services Fund
Direct · Growth ₹15.50
21 Jul 2026
NAV
18.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.90
Sharpe
-14.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹13.00 L | 17.4% | -13.3% | 34.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 17.4% | 14.5% | 13.7% | +2.9% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 18.4% | 18.7% | 3.1% | 32.1% | 1.90 | 31.84 | 100% | — | — |
-14.7%
Max Drawdown
1 mo
Drawdown Duration
3 mo
Recovery Time
-3.0%
Avg Drawdown
Calmar Ratio by Duration
1.25
1Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +16.91 | 1.18 | 119.5% | 98.6% | 11.8% | -3.4% |
| 3 Years | +10.44 | 1.06 | 109.2% | 94.1% | 15.4% | 5.0% |
| 5 Years | +6.20 | 1.06 | 109.2% | 94.1% | 9.0% | 3.0% |
| 7 Years | +4.47 | 1.06 | 109.2% | 94.1% | 6.3% | 2.1% |
| 10 Years | +3.22 | 1.06 | 109.2% | 94.1% | 4.4% | 1.5% |
| 12 Years | +2.75 | 1.06 | 109.2% | 94.1% | 3.6% | 1.2% |
| 15 Years | +2.27 | 1.06 | 109.2% | 94.1% | 2.9% | 1.0% |
31
Total Holdings
56.3%
Top 10 Weight
5
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Limited | 9.57% |
| 2 | Axis Bank Limited | 8.59% |
| 3 | Bajaj Finance Limited | 5.23% |
| 4 | Kotak Mahindra Bank Limited | 5.17% |
| 5 | Multi Commodity Exchange of India Limited | 5.14% |
| 6 | State Bank of India | 4.93% |
| 7 | SBI Life Insurance Company Limited | 4.74% |
| 8 | Shriram Finance Limited | 4.37% |
| 9 | HDFC Bank Limited | 4.34% |
| 10 | Ujjivan Small Finance Bank Limited | 4.19% |