Bank of India Conservative Hybrid Fund
Direct · Growth ₹38.47
11 Nov 2026
NAV
8.6%
3Y CAGR
8.2%
5Y CAGR
8.4%
10Y CAGR
8.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.65
Sharpe
-15.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.17%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.49 L | 8.8% | -20.8% | 47.2% |
| 3 Years | ₹36.00 L | ₹40.99 L | 8.4% | -7.0% | 21.1% |
| 5 Years | ₹60.00 L | ₹74.98 L | 8.1% | -1.6% | 14.3% |
| 7 Years | ₹84.00 L | ₹1.16 Cr | 8.2% | 1.6% | 11.3% |
| 10 Years | ₹1.20 Cr | ₹1.88 Cr | 8.9% | 7.7% | 9.8% |
| 12 Years | ₹1.44 Cr | ₹2.44 Cr | 8.5% | 7.6% | 9.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 8.8% | 6.7% |
| 3 Years | 8.4% | 9.2% |
| 5 Years | 8.1% | 8.9% |
| 7 Years | 8.2% | 8.6% |
| 10 Years | 8.9% | 8.8% |
| 12 Years | 8.5% | 8.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.8% | 9.8% | -14.0% | 29.1% | 0.30 | 0.48 | 88% | — | — |
| 3 Years | 8.6% | 9.3% | -1.4% | 16.5% | 0.44 | 0.82 | 97% | — | — |
| 5 Years | 8.2% | 8.4% | 2.6% | 13.6% | 0.56 | 1.54 | 100% | — | — |
| 10 Years | 8.4% | 8.4% | 7.1% | 9.4% | 3.65 | — | 100% | — | — |
-15.4%
Max Drawdown
19 mo
Drawdown Duration
9 mo
Recovery Time
-1.6%
Avg Drawdown
Calmar Ratio by Duration
0.57
1Y
0.56
3Y
0.53
5Y
0.50
7Y
0.55
10Y
0.55
12Y
25
Total Holdings
12.8%
Top 10 Weight
19
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Glenmark Pharmaceuticals Limited | 2.19% |
| 2 | Larsen & Toubro Limited | 1.79% |
| 3 | State Bank of India | 1.55% |
| 4 | Hindustan Copper Limited | 1.23% |
| 5 | ICICI Bank Limited | 1.23% |
| 6 | Adani Ports and Special Economic Zone Limited | 1.04% |
| 7 | NTPC Limited | 1.04% |
| 8 | Bharti Airtel Limited | 1.01% |
| 9 | Power Grid Corporation of India Limited | 0.89% |
| 10 | Bharat Electronics Limited | 0.87% |