UTI Equity Savings Fund
Direct · Growth ₹20.04
21 Oct 2026
NAV
11.6%
3Y CAGR
11.5%
5Y CAGR
10.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.38
Sharpe
-13.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.65%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.50 L | 10.3% | -21.8% | 36.1% |
| 3 Years | ₹36.00 L | ₹42.54 L | 11.6% | 3.6% | 16.5% |
| 5 Years | ₹60.00 L | ₹79.79 L | 11.5% | 7.0% | 14.5% |
| 7 Years | ₹84.00 L | ₹1.23 Cr | 10.6% | 8.6% | 11.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 10.3% | 7.8% |
| 3 Years | 11.6% | 10.9% |
| 5 Years | 11.5% | 11.0% |
| 7 Years | 10.6% | 10.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.4% | 8.7% | -9.8% | 33.2% | 0.54 | 1.52 | 96% | — | — |
| 3 Years | 11.6% | 11.4% | 7.5% | 16.1% | 3.28 | — | 100% | — | — |
| 5 Years | 11.5% | 11.6% | 7.8% | 15.3% | 3.38 | — | 100% | — | — |
-13.8%
Max Drawdown
2 mo
Drawdown Duration
5 mo
Recovery Time
-1.1%
Avg Drawdown
Calmar Ratio by Duration
0.76
1Y
0.84
3Y
0.84
5Y
0.75
7Y