UTI Equity Savings Fund
Direct · Growth ₹20.40
18 Aug 2026
NAV
11.7%
3Y CAGR
11.7%
5Y CAGR
11.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.85
Sharpe
-13.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.65%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.51 L | 10.5% | -21.8% | 36.1% |
| 3 Years | ₹36.00 L | ₹42.60 L | 11.8% | 5.8% | 16.5% |
| 5 Years | ₹60.00 L | ₹79.91 L | 11.7% | 8.3% | 14.5% |
| 7 Years | ₹84.00 L | ₹1.24 Cr | 10.8% | 9.6% | 11.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 10.5% | 9.0% |
| 3 Years | 11.8% | 9.5% |
| 5 Years | 11.7% | 9.6% |
| 7 Years | 10.8% | 9.6% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.6% | 8.9% | -9.8% | 33.2% | 0.57 | 1.60 | 95% | — | — |
| 3 Years | 11.7% | 11.5% | 8.4% | 16.1% | 3.58 | — | 100% | — | — |
| 5 Years | 11.7% | 11.7% | 9.2% | 15.3% | 3.85 | — | 100% | — | — |
-13.8%
Max Drawdown
2 mo
Drawdown Duration
5 mo
Recovery Time
-1.1%
Avg Drawdown
Calmar Ratio by Duration
0.77
1Y
0.85
3Y
0.85
5Y
0.75
7Y
38
Total Holdings
50.4%
Top 10 Weight
22
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC BANK LTD. | 7.10% |
| 2 | STATE BANK OF INDIA | 6.10% |
| 3 | ICICI BANK LTD. | 5.79% |
| 4 | BHARTI AIRTEL LTD. | 5.79% |
| 5 | AXIS BANK LTD. | 5.51% |
| 6 | LARSEN & TOUBRO LTD. | 4.53% |
| 7 | RELIANCE INDUSTRIES LTD. | 4.26% |
| 8 | NTPC Ltd. | 4.21% |
| 9 | ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD. | 3.79% |
| 10 | AUROBINDO PHARMA LTD. | 3.34% |