UTI Focused Fund
Direct · Growth ₹16.90
18 Aug 2026
NAV
16.1%
3Y CAGR
15.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.84
Sharpe
-19.3%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.65%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.61 L | 14.5% | -22.4% | 54.9% |
| 3 Years | ₹36.00 L | ₹44.56 L | 15.4% | 0.1% | 32.8% |
| 5 Years | ₹60.00 L | ₹77.63 L | 10.7% | 9.8% | 11.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 14.5% | 14.4% | 17.0% | +0.0% |
| 3 Years | 15.4% | 11.1% | 16.4% | +4.3% |
| 5 Years | 10.7% | 10.4% | 15.3% | +0.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 14.1% | 8.8% | -8.4% | 45.6% | 0.53 | 1.93 | 86% | — | — |
| 3 Years | 16.1% | 16.2% | 10.8% | 22.6% | 3.84 | — | 100% | — | — |
-19.3%
Max Drawdown
5 mo
Drawdown Duration
Not recovered
Recovery Time
-5.6%
Avg Drawdown
Calmar Ratio by Duration
0.73
1Y
0.83
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +6.67 | 1.04 | 105.1% | 95.6% | 3.4% | -2.9% |
| 3 Years | +5.01 | 0.95 | 98.7% | 92.1% | 12.7% | 7.8% |
| 5 Years | +3.44 | 0.90 | 91.7% | 86.7% | 11.0% | 7.7% |
| 7 Years | +2.20 | 0.90 | 91.7% | 86.7% | 7.7% | 5.4% |
| 10 Years | +1.32 | 0.90 | 91.7% | 86.7% | 5.3% | 3.8% |
| 12 Years | +0.97 | 0.90 | 91.7% | 86.7% | 4.4% | 3.1% |
| 15 Years | +0.64 | 0.90 | 91.7% | 86.7% | 3.5% | 2.5% |