UTI Flexi Cap Fund
Direct · Growth ₹343.96
20 Jul 2026
NAV
14.1%
3Y CAGR
14.5%
5Y CAGR
13.9%
10Y CAGR
14.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.55
Sharpe
-33.9%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.74 L | 16.7% | -46.1% | 103.6% |
| 3 Years | ₹36.00 L | ₹42.71 L | 13.7% | -13.8% | 43.0% |
| 5 Years | ₹60.00 L | ₹84.32 L | 14.0% | -3.6% | 28.7% |
| 7 Years | ₹84.00 L | ₹1.39 Cr | 14.4% | 2.1% | 23.0% |
| 10 Years | ₹1.20 Cr | ₹2.45 Cr | 13.7% | 9.1% | 16.7% |
| 12 Years | ₹1.44 Cr | ₹3.41 Cr | 13.2% | 9.7% | 15.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 16.7% | 14.5% | 15.6% | +2.2% |
| 3 Years | 13.7% | 11.2% | 15.3% | +2.5% |
| 5 Years | 14.0% | 10.4% | 15.7% | +3.5% |
| 7 Years | 14.4% | 10.6% | 15.6% | +3.9% |
| 10 Years | 13.7% | 11.5% | 16.1% | +2.2% |
| 12 Years | 13.2% | 11.4% | 15.4% | +1.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 16.0% | 13.2% | -23.7% | 100.3% | 0.47 | 1.50 | 81% | — | — |
| 3 Years | 14.1% | 13.4% | -1.4% | 30.0% | 1.36 | 11.80 | 100% | — | — |
| 5 Years | 14.5% | 15.4% | 1.3% | 23.6% | 1.86 | 19.17 | 100% | — | — |
| 10 Years | 13.9% | 14.0% | 11.1% | 17.0% | 5.55 | — | 100% | — | — |
-33.9%
Max Drawdown
1 mo
Drawdown Duration
7 mo
Recovery Time
-6.0%
Avg Drawdown
Calmar Ratio by Duration
0.47
1Y
0.42
3Y
0.43
5Y
0.42
7Y
0.41
10Y
0.43
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +0.90 | 0.97 | 95.6% | 93.9% | -1.9% | -3.1% |
| 3 Years | +1.59 | 0.85 | 87.6% | 84.4% | 8.8% | 7.3% |
| 5 Years | -1.84 | 0.87 | 84.8% | 85.6% | 6.9% | 9.1% |
| 7 Years | +2.99 | 0.84 | 86.2% | 82.2% | 13.3% | 11.1% |
| 10 Years | +1.87 | 0.85 | 86.2% | 83.0% | 12.3% | 11.1% |
| 12 Years | +2.65 | 0.86 | 87.7% | 83.7% | 12.3% | 10.1% |
| 15 Years | +2.61 | 0.86 | 87.7% | 83.5% | 11.9% | 9.8% |