Union Equity Savings Fund
Direct · Growth ₹18.30
18 Aug 2026
NAV
8.6%
3Y CAGR
8.6%
5Y CAGR
8.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.94
Sharpe
-14.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.53%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.42 L | 8.2% | -21.7% | 27.6% |
| 3 Years | ₹36.00 L | ₹40.47 L | 8.4% | 3.5% | 13.4% |
| 5 Years | ₹60.00 L | ₹73.47 L | 8.4% | 5.5% | 10.6% |
| 7 Years | ₹84.00 L | ₹1.11 Cr | 7.9% | 6.5% | 8.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 8.2% | 9.0% |
| 3 Years | 8.4% | 9.5% |
| 5 Years | 8.4% | 9.6% |
| 7 Years | 7.9% | 9.6% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.2% | 7.5% | -7.9% | 31.6% | 0.31 | 0.68 | 97% | — | — |
| 3 Years | 8.6% | 8.4% | 6.6% | 12.7% | 2.09 | — | 100% | — | — |
| 5 Years | 8.6% | 8.8% | 6.3% | 11.8% | 1.94 | 228.24 | 100% | — | — |
-14.4%
Max Drawdown
1 mo
Drawdown Duration
4 mo
Recovery Time
-1.0%
Avg Drawdown
Calmar Ratio by Duration
0.57
1Y
0.60
3Y
0.60
5Y
0.56
7Y
77
Total Holdings
32.4%
Top 10 Weight
34
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd. | 5.06% |
| 2 | Max Healthcare Institute Ltd. | 3.97% |
| 3 | Indus Towers Ltd. | 3.82% |
| 4 | Bajaj Finance Ltd. | 3.58% |
| 5 | Bharti Airtel Ltd. | 3.35% |
| 6 | ICICI Bank Ltd. | 2.94% |
| 7 | NTPC Ltd. | 2.82% |
| 8 | Reliance Industries Ltd. | 2.54% |
| 9 | Kotak Mahindra Bank Ltd. | 2.20% |
| 10 | Axis Bank Ltd. | 2.16% |