Union Equity Savings Fund
Direct · Growth ₹17.94
30 Oct 2026
NAV
8.5%
3Y CAGR
8.4%
5Y CAGR
8.2%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
1.60
Sharpe
-14.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
1.53%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.41 L | 8.1% | -21.7% | 27.6% |
| 3 Years | ₹36.00 L | ₹40.41 L | 8.3% | 2.9% | 13.4% |
| 5 Years | ₹60.00 L | ₹73.31 L | 8.3% | 5.4% | 10.6% |
| 7 Years | ₹84.00 L | ₹1.10 Cr | 7.7% | 6.3% | 8.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 8.1% | 6.9% |
| 3 Years | 8.3% | 9.2% |
| 5 Years | 8.3% | 9.3% |
| 7 Years | 7.7% | 9.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.1% | 7.4% | -7.9% | 31.6% | 0.29 | 0.61 | 97% | — | — |
| 3 Years | 8.5% | 8.4% | 6.3% | 12.7% | 1.95 | 186.85 | 100% | — | — |
| 5 Years | 8.4% | 8.7% | 5.5% | 11.8% | 1.60 | 13.46 | 100% | — | — |
-14.4%
Max Drawdown
1 mo
Drawdown Duration
4 mo
Recovery Time
-1.0%
Avg Drawdown
Calmar Ratio by Duration
0.56
1Y
0.59
3Y
0.58
5Y
0.56
7Y
74
Total Holdings
32.6%
Top 10 Weight
33
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd. | 4.85% |
| 2 | Patanjali Foods Ltd. | 4.81% |
| 3 | Indus Towers Ltd. | 3.69% |
| 4 | ICICI Bank Ltd. | 3.63% |
| 5 | Bajaj Finance Ltd. | 3.04% |
| 6 | NTPC Ltd. | 2.65% |
| 7 | Bharti Airtel Ltd. | 2.65% |
| 8 | KEI Industries Ltd. | 2.54% |
| 9 | Kotak Mahindra Bank Ltd. | 2.37% |
| 10 | Reliance Industries Ltd. | 2.33% |