Union Business Cycle Fund
Direct · Growth ₹12.05
31 Jul 2026
NAV
3.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
-0.56
Sharpe
-19.9%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.31 L | 3.0% | -23.9% | 18.2% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 3.0% | 14.5% | 13.7% | -11.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 3.6% | 3.5% | -6.7% | 18.7% | -0.56 | -0.55 | 72% | — | — |
-19.9%
Max Drawdown
5 mo
Drawdown Duration
16 mo
Recovery Time
-5.8%
Avg Drawdown
Calmar Ratio by Duration
0.18
1Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +10.15 | 1.06 | 109.3% | 95.9% | 4.3% | -5.2% |
| 3 Years | +3.81 | 1.03 | 101.9% | 95.8% | 6.3% | 2.6% |
| 5 Years | +2.33 | 1.03 | 101.9% | 95.8% | 3.7% | 1.6% |
| 7 Years | +1.71 | 1.03 | 101.9% | 95.8% | 2.7% | 1.1% |
| 10 Years | +1.24 | 1.03 | 101.9% | 95.8% | 1.9% | 0.8% |
| 12 Years | +1.06 | 1.03 | 101.9% | 95.8% | 1.5% | 0.7% |
| 15 Years | +0.89 | 1.03 | 101.9% | 95.8% | 1.2% | 0.5% |
57
Total Holdings
39.7%
Top 10 Weight
24
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 8.43% |
| 2 | Axis Bank Ltd. | 4.99% |
| 3 | Larsen & Toubro Ltd. | 4.60% |
| 4 | HDFC Bank Ltd. | 4.57% |
| 5 | Bharat Heavy Electricals Ltd. | 3.00% |
| 6 | State Bank of India | 2.99% |
| 7 | Interglobe Aviation Ltd. | 2.97% |
| 8 | GE Vernova T&D India Ltd. | 2.79% |
| 9 | Cummins India Ltd. | 2.75% |
| 10 | Power Mech Projects Ltd. | 2.63% |