UTI Banking and Financial Services Fund Direct Growth

Scheme code: INF789F01SN3 NAV value: ₹ 202.2893 NAV date: 15 April, 2025

Fund option: Direct Fund type: Growth

Asset class: Equity Asset category: Sectoral/Thematic

Rolling returns

Summary

Duration	Min (%)	Max (%)	Average return (%)	Category average return (%)
1 year	3.07	36.47	19.77	29.45
3 year	-0.94	35.23	15.85	21.23
5 year	-2.80	28.30	9.53	15.79
7 year	2.45	18.49	10.70	14.27
10 year	9.24	17.22	12.89	16.08
12 year	11.27	13.79	12.54	16.41

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-4.56	37.53	17.43	19.77
3 year	6.28	33.32	15.57	15.85
5 year	0.74	26.02	12.91	9.53
7 year	3.33	15.62	11.64	10.7
10 year	3.49	17.22	10.65	12.89
12 year	3.07	16.17	10.8	12.54
15 year	6.95	15.66	10.87

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-6.1	44.02	20.9	19.77
3 year	6.56	32.12	15.66	15.85
5 year	1	26.2	12.75	9.53
7 year	3.8	15.42	11.84	10.7
10 year	3.8	18	11.09	12.89
12 year	3.63	16.86	11.19	12.54
15 year	7.01	16.36	11.19

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-6.49	46.37	22.67	19.77
3 year	7.68	33.37	17	15.85
5 year	0.71	27.63	13.15	9.53
7 year	3.76	16.01	12.04	10.7
10 year	3.56	16.94	10.94	12.89
12 year	3.31	16.54	10.99	12.54
15 year	6.56	16.42	10.95

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.69	47.75	23.79	19.77
3 year	8.04	34.46	17.98	15.85
5 year	0.69	28.64	13.53	9.53
7 year	3.97	16.42	12.35	10.7
10 year	3.53	17.72	11.24	12.89
12 year	3.1	16.97	11.25	12.54
15 year	6.68	16.96	11.2

Rolling return for 1 year

- Average return: 19.77% - Median return: 20.02% - Average standard deviation: 4.59

Rolling return for 3 year

- Average return: 15.85% - Median return: 15.04% - Average standard deviation: 2.36

Rolling return for 5 year

- Average return: 9.53% - Median return: 9.89% - Average standard deviation: 1.21

Rolling return for 7 year

- Average return: 10.7% - Median return: 10.64% - Average standard deviation: 0.93

Rolling return for 10 year

- Average return: 12.89% - Median return: 12.75% - Average standard deviation: 0.66

Rolling return for 12 year

- Average return: 12.54% - Median return: 12.39% - Average standard deviation: 0.56

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)
1 year	12,00,000	12,90,279	90,279	7.53
3 year	36,00,000	46,03,276	10,03,276	8.54
5 year	60,00,000	80,16,925	20,16,925	5.97
7 year	84,00,000	1,21,58,265	37,58,265	5.43
10 year	1,20,00,000	2,27,85,519	1,07,85,519	6.62
12 year	1,44,00,000	3,22,28,115	1,78,28,115	6.94

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Average return (%)	Fund's return (%)
1 year	5.83	7.53
3 year	7.35	8.54
5 year	7.28	5.97
7 year	6.36	5.43
10 year	5.93	6.62
12 year	6.09	6.94

NIFTY 100

Duration	Average return (%)	Fund's return (%)
1 year	6.79	7.53
3 year	7.51	8.54
5 year	7.25	5.97
7 year	6.38	5.43
10 year	6.15	6.62
12 year	6.3	6.94

NIFTY 200

Duration	Average return (%)	Fund's return (%)
1 year	7.26	7.53
3 year	8.25	8.54
5 year	7.64	5.97
7 year	6.58	5.43
10 year	6.21	6.62
12 year	6.36	6.94

NIFTY 500

Duration	Average return (%)	Fund's return (%)
1 year	7.47	7.53
3 year	8.74	8.54
5 year	7.97	5.97
7 year	6.78	5.43
10 year	6.43	6.62
12 year	6.57	6.94

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,90,279 - Absolute Returns: ₹90,279 - CAGR: 7.53%

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹46,03,276 - Absolute Returns: ₹10,03,276 - CAGR: 8.54%

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹80,16,925 - Absolute Returns: ₹20,16,925 - CAGR: 5.97%

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,21,58,265 - Absolute Returns: ₹37,58,265 - CAGR: 5.43%

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,27,85,519 - Absolute Returns: ₹1,07,85,519 - CAGR: 6.62%

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹3,22,28,115 - Absolute Returns: ₹1,78,28,115 - CAGR: 6.94%