UTI Banking and Financial Services Fund Direct Growth

Scheme code: INF789F01SN3 NAV value: ₹ 207.4102 NAV date: 7 May, 2025

Fund option: Direct Fund type: Growth

Asset class: Equity Asset category: Sectoral/Thematic

Rolling returns

Summary

Duration	Min (%)	Max (%)	Average return (%)	Category average return (%)
1 year	3.07	36.47	19.77	29.45
3 year	-0.94	35.23	15.85	21.23
5 year	-2.80	28.30	9.53	15.79
7 year	2.45	18.49	10.70	14.27
10 year	9.24	17.22	12.89	16.08
12 year	11.27	13.79	12.54	16.41

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-4.56	37.53	15.51	19.77
3 year	6.28	33.32	15.79	15.85
5 year	3.54	26.02	13.5	9.53
7 year	3.33	15.62	11.71	10.7
10 year	3.49	17.22	10.6	12.89
12 year	3.07	16.17	10.84	12.54
15 year	6.95	15.66	10.88

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-57.24	250.45	139.06	19.77
3 year	9.08	58.7	29.31	15.85
5 year	3.67	48	18.04	9.53
7 year	3.8	31.03	14.14	10.7
10 year	3.8	28.93	12.39	12.89
12 year	3.63	26.65	12.59	12.54
15 year	7.01	32.26	12.89

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-6.49	46.37	20.76	19.77
3 year	7.68	33.37	17.09	15.85
5 year	2.35	27.63	13.51	9.53
7 year	3.76	16.01	12.07	10.7
10 year	3.56	16.94	10.92	12.89
12 year	3.31	16.54	11.01	12.54
15 year	6.56	16.42	10.96

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.69	47.75	19.68	19.77
3 year	8.04	34.46	18.26	15.85
5 year	3.37	28.64	14.21	9.53
7 year	3.97	16.42	12.41	10.7
10 year	3.53	17.72	11.22	12.89
12 year	3.1	16.97	11.31	12.54
15 year	6.68	16.96	11.22

Rolling return for 1 year

- Average return: 19.77% - Median return: 20.02% - Average standard deviation: 4.59

Rolling return for 3 year

- Average return: 15.85% - Median return: 15.04% - Average standard deviation: 2.36

Rolling return for 5 year

- Average return: 9.53% - Median return: 9.89% - Average standard deviation: 1.21

Rolling return for 7 year

- Average return: 10.7% - Median return: 10.64% - Average standard deviation: 0.93

Rolling return for 10 year

- Average return: 12.89% - Median return: 12.75% - Average standard deviation: 0.66

Rolling return for 12 year

- Average return: 12.54% - Median return: 12.39% - Average standard deviation: 0.56

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)
1 year	12,00,000	12,90,279	90,279	7.53
3 year	36,00,000	46,03,276	10,03,276	8.54
5 year	60,00,000	80,16,925	20,16,925	5.97
7 year	84,00,000	1,21,58,265	37,58,265	5.43
10 year	1,20,00,000	2,27,85,519	1,07,85,519	6.62
12 year	1,44,00,000	3,22,28,115	1,78,28,115	6.94

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Average return (%)	Fund's return (%)
1 year	4.9	7.53
3 year	7.3	8.54
5 year	7.48	5.97
7 year	6.39	5.43
10 year	5.95	6.62
12 year	6.11	6.94

NIFTY 100

Duration	Average return (%)	Fund's return (%)
1 year	44.02	7.53
3 year	20.64	8.54
5 year	13	5.97
7 year	9.48	5.43
10 year	7.99	6.62
12 year	8.12	6.94

NIFTY 200

Duration	Average return (%)	Fund's return (%)
1 year	6.35	7.53
3 year	8.22	8.54
5 year	7.77	5.97
7 year	6.6	5.43
10 year	6.23	6.62
12 year	6.37	6.94

NIFTY 500

Duration	Average return (%)	Fund's return (%)
1 year	5.58	7.53
3 year	8.71	8.54
5 year	8.22	5.97
7 year	6.82	5.43
10 year	6.47	6.62
12 year	6.6	6.94

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,90,279 - Absolute Returns: ₹90,279 - CAGR: 7.53%

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹46,03,276 - Absolute Returns: ₹10,03,276 - CAGR: 8.54%

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹80,16,925 - Absolute Returns: ₹20,16,925 - CAGR: 5.97%

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,21,58,265 - Absolute Returns: ₹37,58,265 - CAGR: 5.43%

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,27,85,519 - Absolute Returns: ₹1,07,85,519 - CAGR: 6.62%

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹3,22,28,115 - Absolute Returns: ₹1,78,28,115 - CAGR: 6.94%