TRUSTMF LARGE and Mid Cap Fund
Direct · GrowthAI Summary
TRUSTMF Large and Mid Cap Fund has delivered modest outperformance versus the NIFTY 50 across all measured periods, with a 1Y fund CAGR of -5.86% against the benchmark's -6.69% and a 3Y CAGR of -1.99% versus -2.28%. However, negative alpha of roughly -0.66% to -0.73% across all horizons indicates the fund has slightly underperformed on a risk-adjusted basis. XIRR and rolling return data are not available, so comparison against the category's strong SIP XIRR averages (18.21% over 3Y) cannot be made directly.
The fund exhibits a defensive risk profile with a beta of 0.8871 against the NIFTY 50, capturing only 92.71% of upside moves while limiting downside capture to 90.27%. Drawdown metrics are benign, with a maximum drawdown of just -0.098%, a 58-day drawdown duration, and zero drawdown events exceeding 10%. The slightly lower downside capture relative to upside capture suggests a favorable asymmetry, though the negative alpha indicates this risk control has come at a modest cost to risk-adjusted returns.
Detailed holdings and sector allocation data are not provided for this fund. As a Large & Mid Cap category fund, it is mandated to hold a blend of large-cap and mid-cap equities, which typically provides broader market exposure than pure large-cap funds. Investors should review the latest factsheet for specific stock and sector concentration details before investing.
Direct peer comparison is limited because the fund's XIRR data is unavailable, while the category's average SIP XIRR stands at 18.21% over 3Y and 18.05% over 5Y. The fund's consistent but small outperformance versus the NIFTY 50 across 1Y through 15Y horizons suggests steady, benchmark-tracking behavior rather than aggressive alpha generation. Its negative alpha implies it has trailed risk-adjusted expectations relative to what its beta would predict.
This fund may suit conservative investors seeking large and mid-cap exposure with lower volatility than the broader market, given its beta of 0.8871 and clean drawdown history. A time horizon of at least 5-7 years is appropriate for this equity category to ride out market cycles, as evidenced by the negative calendar-year return of -5.58% in 2026. Investors with high return expectations or those seeking category-beating SIP returns may want to compare against peers with documented XIRR track records first.
- Consistent outperformance versus the NIFTY 50 across all measured periods from 1Y to 15Y, including a 3Y CAGR of -1.99% versus the benchmark's -2.28%
- Defensive risk profile with beta of 0.8871 and downside capture of 90.27% that is lower than upside capture of 92.71%, indicating favorable return asymmetry
- Very clean drawdown history with zero drawdown events exceeding 10% and a maximum drawdown of only -0.098%
- Negative alpha of approximately -0.66% to -0.73% across all horizons indicates underperformance on a risk-adjusted basis
- XIRR and rolling return data are unavailable, preventing direct comparison with the category's strong SIP XIRR averages of 18.21% (3Y) and 18.05% (5Y)
Generated on 28-10-2026, 2:14 AM. Verify before investing.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
Not enough data to compute SIP returns.
Not enough data to compute rolling returns.
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +0.30 | 0.88 | 88.7% | 82.4% | -3.8% | -5.5% |
| 3 Years | -0.39 | 0.88 | 88.7% | 82.4% | -1.3% | -1.9% |
| 5 Years | -0.54 | 0.88 | 88.7% | 82.4% | -0.8% | -1.1% |
| 7 Years | -0.60 | 0.88 | 88.7% | 82.4% | -0.6% | -0.8% |
| 10 Years | -0.64 | 0.88 | 88.7% | 82.4% | -0.4% | -0.6% |
| 12 Years | -0.66 | 0.88 | 88.7% | 82.4% | -0.3% | -0.5% |
| 15 Years | -0.69 | 0.88 | 88.7% | 82.4% | -0.3% | -0.4% |