TRUSTMF Mid Cap Fund
Direct · GrowthAI Summary
TRUSTMF Mid Cap Fund has outperformed the NIFTY MIDCAP 150 across all reported periods, with a 1Y fund CAGR of 14.26% versus 3.19% for the benchmark and alpha of 10.55%. Over 3Y and 5Y, the fund posted CAGRs of 4.54% and 2.70% against benchmark figures of 1.05% and 0.63%, though alpha narrows to just 0.06% at 10Y and turns negative at 12Y and 15Y, indicating the outperformance edge has faded over longer horizons. The fund's XIRR data is not available, so like-for-like comparison against category SIP averages is not possible.
Risk metrics indicate an unusually low maximum drawdown of just -0.12% over 58 days with a modest average drawdown of -0.018%, which may reflect a limited or recent data window rather than true long-term behavior. Beta of 0.8431 shows the fund moves less sharply than the index, and a downside capture of 83.73% versus upside capture of 99.4% supports a favorable risk-adjusted profile. One drawdown event exceeding 10% was recorded, which is expected for equities.
Top holdings and sector allocation data are not provided, so detailed composition analysis cannot be made. The fund's low beta of 0.8431 versus the NIFTY MIDCAP 150 suggests a portfolio positioned somewhat defensively relative to the midcap index. Investors should review the latest factsheet for specifics on stock concentration and sector spread.
Without the fund's own XIRR, a direct comparison to category average SIP XIRR of 15.89% (1Y) and 20.42% (5Y) is not possible. Its consistent benchmark outperformance across reported windows, with strong 1Y alpha of 10.55%, indicates capable active management in recent periods. The declining alpha over 10Y-15Y windows suggests the fund's long-term consistency versus peers requires verification once SIP return data becomes available.
This fund suits investors with a high risk tolerance and a horizon of at least 5-7 years, given midcap market exposure. The favorable downside capture of 83.73% makes it relatively suitable for investors worried about sharp midcap corrections. However, the very high low-drawdown readings and missing SIP return data warrant caution, so investors should verify longer-term returns before committing.
- Strong 1Y alpha of 10.55% with a fund CAGR of 14.26% versus 3.19% for the NIFTY MIDCAP 150
- Favorable risk profile with downside capture of 83.73% against upside capture of 99.4%, supported by a low beta of 0.8431
- Low expense ratio of 0.45% for a direct plan, keeping costs competitive within the midcap category
- Alpha turns negative beyond 10Y (-0.31% over 15Y), indicating long-term outperformance is not established
- Extremely low maximum drawdown of -0.12% suggests a limited or atypical data window, so true downside risk is likely understated, and SIP XIRR data is unavailable for category comparison
Generated on 05-11-2026, 3:03 AM. Verify before investing.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
Not enough data to compute SIP returns.
Not enough data to compute rolling returns.
Compared against NIFTY MIDCAP 150
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +11.29 | 0.84 | 97.9% | 83.3% | 20.0% | 9.2% |
| 3 Years | +2.74 | 0.84 | 97.9% | 83.3% | 6.3% | 3.0% |
| 5 Years | +1.19 | 0.84 | 97.9% | 83.3% | 3.7% | 1.8% |
| 7 Years | +0.54 | 0.84 | 97.9% | 83.3% | 2.6% | 1.3% |
| 10 Years | +0.06 | 0.84 | 97.9% | 83.3% | 1.8% | 0.9% |
| 12 Years | -0.12 | 0.84 | 97.9% | 83.3% | 1.5% | 0.7% |
| 15 Years | -0.31 | 0.84 | 97.9% | 83.3% | 1.2% | 0.6% |