Shriram Multi Sector Rotation Fund
Direct · GrowthAI Summary
The Shriram Multi Sector Rotation Fund has delivered a 1-year XIRR of 2.31%, which is significantly below the category average of 14.1% for the same period. Over the same 1-year horizon, the fund's CAGR of 8.27% outperformed the NIFTY 50's -2.9%, but longer-term CAGRs (3Y to 15Y) are all negative and trail the benchmark, indicating persistent underperformance. The fund's 1-year rolling return mean is -1.44%, reflecting poor recent performance.
The fund exhibits a maximum drawdown of only -0.30%, which is very shallow, but the drawdown duration of 455 days and the fact that it has not yet recovered from this drawdown indicate prolonged periods of underperformance. The Calmar ratio for 1 year is -0.0487, showing negative risk-adjusted returns. With a beta of 1.06 over 1 year, the fund is slightly more volatile than the NIFTY 50, and its downside capture of 93.36% suggests it loses less than the market in down moves, but upside capture of 108.45% indicates it gains more in up moves.
The fund is a sectoral/thematic fund, which typically concentrates investments in specific sectors or themes, leading to higher concentration risk. The provided data does not include specific top holdings or sector weights, but the category implies a focused portfolio. Investors should be aware that such funds can have significant sector concentration and may not be well-diversified across the broader market.
The fund's 1-year XIRR of 2.31% is drastically lower than the category average of 14.1%, placing it in the bottom quartile of its peer group. Calendar year returns show high volatility, with a -17.64% return in 2025 and minimal gains in 2024 and 2026, indicating inconsistent performance. The fund has underperformed the category average across all time horizons, with negative alpha over 3Y, 5Y, 7Y, 10Y, 12Y, and 15Y periods.
This fund is suitable only for investors with a very high risk tolerance and a long-term horizon who can withstand prolonged periods of underperformance. Given the negative long-term returns and significant underperformance versus the category, it is not appropriate for conservative or moderate investors. Investors should consider whether the fund's strategy aligns with their financial goals, as the current performance suggests it may not be a reliable wealth-building vehicle.
- The fund has a low maximum drawdown of -0.30%, indicating limited downside risk in absolute terms.
- Over the 1-year period, the fund's CAGR of 8.27% outperformed the NIFTY 50's -2.9%, showing some resilience in a down market.
- The fund's downside capture of 93.36% over 1 year suggests it loses less than the benchmark during market declines.
- The fund's 1-year XIRR of 2.31% is far below the category average of 14.1%, indicating severe underperformance relative to peers.
- Long-term CAGRs are negative across all horizons (3Y to 15Y), and the fund has not recovered from its maximum drawdown, which has lasted 455 days.
Generated on 29-08-2026, 2:55 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.18 L | 2.3% | -21.2% | 14.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 2.3% | 14.4% | 14.1% | -12.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | -1.4% | -0.0% | -20.3% | 11.6% | -1.08 | -0.74 | 49% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +11.75 | 1.06 | 108.5% | 93.4% | 8.3% | -2.9% |
| 3 Years | -5.02 | 1.00 | 92.2% | 103.2% | -5.7% | -0.7% |
| 5 Years | -3.05 | 1.00 | 92.2% | 103.2% | -3.5% | -0.4% |
| 7 Years | -2.19 | 1.00 | 92.2% | 103.2% | -2.5% | -0.3% |
| 10 Years | -1.54 | 1.00 | 92.2% | 103.2% | -1.8% | -0.2% |
| 12 Years | -1.28 | 1.00 | 92.2% | 103.2% | -1.5% | -0.2% |
| 15 Years | -1.03 | 1.00 | 92.2% | 103.2% | -1.2% | -0.1% |