Sundaram Financial Services Opportunities Fund
Direct · Growth ₹125.22
04 Aug 2026
NAV
16.0%
3Y CAGR
15.4%
5Y CAGR
15.8%
10Y CAGR
15.8%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.35
Sharpe
-43.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹13.02 L | 19.9% | -63.2% | 128.8% |
| 3 Years | ₹36.00 L | ₹46.04 L | 16.0% | -21.9% | 30.9% |
| 5 Years | ₹60.00 L | ₹89.09 L | 15.8% | -7.4% | 27.1% |
| 7 Years | ₹84.00 L | ₹1.47 Cr | 15.5% | -0.4% | 22.4% |
| 10 Years | ₹1.20 Cr | ₹2.83 Cr | 16.5% | 13.2% | 19.0% |
| 12 Years | ₹1.44 Cr | ₹4.04 Cr | 16.1% | 13.5% | 17.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 19.9% | 14.5% | 13.9% | +5.5% |
| 3 Years | 16.0% | 11.2% | 16.8% | +4.9% |
| 5 Years | 15.8% | 10.4% | 16.9% | +5.3% |
| 7 Years | 15.5% | 10.6% | 16.6% | +5.0% |
| 10 Years | 16.5% | 11.5% | 16.9% | +5.0% |
| 12 Years | 16.1% | 11.4% | 16.4% | +4.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 18.1% | 15.1% | -32.6% | 95.8% | 0.52 | 1.42 | 82% | — | — |
| 3 Years | 16.0% | 16.5% | -7.0% | 35.7% | 1.31 | 4.73 | 96% | — | — |
| 5 Years | 15.4% | 15.4% | -0.1% | 30.7% | 1.77 | 13.42 | 100% | — | — |
| 10 Years | 15.8% | 15.8% | 12.0% | 19.6% | 5.35 | — | 100% | — | — |
-43.2%
Max Drawdown
2 mo
Drawdown Duration
9 mo
Recovery Time
-7.5%
Avg Drawdown
Calmar Ratio by Duration
0.42
1Y
0.37
3Y
0.36
5Y
0.34
7Y
0.37
10Y
0.38
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +11.38 | 1.21 | 118.8% | 106.4% | 9.4% | -0.4% |
| 3 Years | +6.69 | 1.11 | 107.2% | 98.5% | 14.9% | 8.0% |
| 5 Years | +6.22 | 1.07 | 105.0% | 97.0% | 15.0% | 8.7% |
| 7 Years | +3.50 | 1.14 | 111.7% | 108.1% | 16.7% | 12.4% |
| 10 Years | +3.26 | 1.12 | 110.4% | 106.8% | 15.0% | 11.2% |
| 12 Years | +4.11 | 1.12 | 110.9% | 106.5% | 14.8% | 10.2% |
| 15 Years | +2.09 | 1.14 | 112.6% | 110.2% | 12.4% | 9.9% |
26
Total Holdings
66.2%
Top 10 Weight
5
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd | 14.78% |
| 2 | ICICI Bank Ltd | 11.58% |
| 3 | Axis Bank Ltd | 9.74% |
| 4 | State Bank of India | 6.13% |
| 5 | Bajaj Finserv Ltd | 4.79% |
| 6 | Shriram Finance Ltd | 4.17% |
| 7 | DCB Bank Ltd | 4.16% |
| 8 | PNB Housing Finance Ltd | 3.90% |
| 9 | Bank of Baroda | 3.58% |
| 10 | Aavas Financiers Ltd | 3.36% |