SBI ELSS Tax Saver Fund
Direct · Growth ₹480.02
04 Aug 2026
NAV
16.6%
3Y CAGR
15.6%
5Y CAGR
16.0%
10Y CAGR
16.1%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
7.75
Sharpe
-38.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.79 L | 19.7% | -57.1% | 89.1% |
| 3 Years | ₹36.00 L | ₹45.30 L | 16.4% | -23.4% | 42.2% |
| 5 Years | ₹60.00 L | ₹88.91 L | 16.2% | -10.9% | 34.8% |
| 7 Years | ₹84.00 L | ₹1.45 Cr | 16.4% | -3.2% | 27.5% |
| 10 Years | ₹1.20 Cr | ₹3.10 Cr | 17.6% | 12.6% | 21.7% |
| 12 Years | ₹1.44 Cr | ₹4.36 Cr | 17.2% | 14.6% | 19.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 19.7% | 14.5% | 16.9% | +5.2% |
| 3 Years | 16.4% | 11.2% | 14.9% | +5.2% |
| 5 Years | 16.2% | 10.4% | 16.2% | +5.7% |
| 7 Years | 16.4% | 10.6% | 15.7% | +5.8% |
| 10 Years | 17.6% | 11.5% | 16.1% | +6.1% |
| 12 Years | 17.2% | 11.4% | 15.6% | +5.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 18.9% | 11.3% | -33.1% | 94.6% | 0.56 | 1.99 | 84% | — | — |
| 3 Years | 16.6% | 17.9% | -8.2% | 35.7% | 1.17 | 5.04 | 97% | — | — |
| 5 Years | 15.6% | 14.8% | -3.1% | 34.9% | 1.27 | 7.94 | 99% | — | — |
| 10 Years | 16.0% | 15.8% | 13.2% | 18.8% | 7.75 | — | 100% | — | — |
-38.2%
Max Drawdown
26 mo
Drawdown Duration
8 mo
Recovery Time
-5.2%
Avg Drawdown
Calmar Ratio by Duration
0.49
1Y
0.44
3Y
0.41
5Y
0.38
7Y
0.42
10Y
0.44
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +2.82 | 0.94 | 95.0% | 90.8% | 2.8% | -0.4% |
| 3 Years | +9.15 | 0.92 | 97.1% | 85.3% | 17.1% | 8.0% |
| 5 Years | +8.22 | 0.90 | 94.0% | 83.9% | 16.7% | 8.7% |
| 7 Years | +8.05 | 0.87 | 92.1% | 83.8% | 19.7% | 12.4% |
| 10 Years | +4.30 | 0.89 | 93.4% | 88.3% | 14.9% | 11.2% |
| 12 Years | +4.59 | 0.90 | 93.8% | 88.4% | 14.4% | 10.2% |
| 15 Years | +4.42 | 0.89 | 93.5% | 87.8% | 13.9% | 9.9% |
77
Total Holdings
41.2%
Top 10 Weight
33
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 9.51% |
| 2 | HDFC Bank Ltd. | 7.29% |
| 3 | Kotak Mahindra Bank Ltd. | 6.42% |
| 4 | Reliance Industries Ltd. | 2.96% |
| 5 | Larsen & Toubro Ltd. | 2.95% |
| 6 | State Bank of India | 2.94% |
| 7 | Torrent Power Ltd. | 2.49% |
| 8 | AIA Engineering Ltd. | 2.37% |
| 9 | Cipla Ltd. | 2.19% |
| 10 | Tata Steel Ltd. | 2.06% |