SBI ELSS Tax Saver Fund
Direct · Growth ₹472.39
18 Jun 2026
NAV
16.6%
3Y CAGR
15.6%
5Y CAGR
16.0%
10Y CAGR
16.2%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
7.72
Sharpe
-38.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.80 L | 19.8% | -57.1% | 89.1% |
| 3 Years | ₹36.00 L | ₹45.37 L | 16.5% | -23.4% | 42.2% |
| 5 Years | ₹60.00 L | ₹89.10 L | 16.2% | -10.9% | 34.8% |
| 7 Years | ₹84.00 L | ₹1.45 Cr | 16.4% | -3.2% | 27.5% |
| 10 Years | ₹1.20 Cr | ₹3.11 Cr | 17.6% | 12.6% | 21.7% |
| 12 Years | ₹1.44 Cr | ₹4.38 Cr | 17.3% | 14.6% | 19.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 19.8% | 14.5% | 17.0% | +5.3% |
| 3 Years | 16.5% | 11.2% | 15.1% | +5.3% |
| 5 Years | 16.2% | 10.4% | 16.4% | +5.7% |
| 7 Years | 16.4% | 10.6% | 15.8% | +5.8% |
| 10 Years | 17.6% | 11.5% | 16.1% | +6.2% |
| 12 Years | 17.3% | 11.4% | 15.7% | +5.9% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 19.1% | 11.4% | -33.1% | 94.6% | 0.57 | 2.03 | 85% | — | — |
| 3 Years | 16.6% | 17.9% | -8.2% | 35.7% | 1.16 | 5.00 | 97% | — | — |
| 5 Years | 15.6% | 14.7% | -3.1% | 34.9% | 1.25 | 7.85 | 99% | — | — |
| 10 Years | 16.0% | 15.9% | 13.2% | 18.8% | 7.72 | — | 100% | — | — |
-38.2%
Max Drawdown
26 mo
Drawdown Duration
8 mo
Recovery Time
-5.2%
Avg Drawdown
Calmar Ratio by Duration
0.50
1Y
0.43
3Y
0.41
5Y
0.38
7Y
0.42
10Y
0.45
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +3.18 | 0.95 | 96.0% | 91.4% | 1.0% | -2.6% |
| 3 Years | +10.30 | 0.92 | 97.9% | 84.6% | 18.9% | 8.8% |
| 5 Years | +8.85 | 0.91 | 94.6% | 83.9% | 17.6% | 9.0% |
| 7 Years | +7.87 | 0.87 | 92.4% | 84.2% | 18.2% | 10.9% |
| 10 Years | +4.50 | 0.89 | 93.6% | 88.3% | 15.3% | 11.4% |
| 12 Years | +4.77 | 0.90 | 94.2% | 88.6% | 14.6% | 10.2% |
| 15 Years | +4.42 | 0.89 | 93.6% | 87.8% | 13.8% | 9.7% |
72
Total Holdings
43.4%
Top 10 Weight
30
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 8.95% |
| 2 | Reliance Industries Ltd. | 5.19% |
| 3 | Kotak Mahindra Bank Ltd. | 4.90% |
| 4 | Tata Steel Ltd. | 4.17% |
| 5 | Axis Bank Ltd. | 4.07% |
| 6 | HDFC Bank Ltd. | 3.99% |
| 7 | State Bank of India | 3.83% |
| 8 | Torrent Power Ltd. | 3.13% |
| 9 | Larsen & Toubro Ltd. | 2.93% |
| 10 | Tata Consultancy Services Ltd. | 2.27% |