SBI Equity Savings Fund
Direct · Growth ₹27.51
03 Nov 2026
NAV
9.9%
3Y CAGR
10.1%
5Y CAGR
9.8%
10Y CAGR
9.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
7.42
Sharpe
-19.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.94%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.51 L | 10.1% | -28.9% | 41.0% |
| 3 Years | ₹36.00 L | ₹41.54 L | 9.8% | -6.8% | 16.8% |
| 5 Years | ₹60.00 L | ₹77.71 L | 10.4% | 2.2% | 14.2% |
| 7 Years | ₹84.00 L | ₹1.21 Cr | 10.5% | 8.0% | 12.7% |
| 10 Years | ₹1.20 Cr | ₹2.01 Cr | 10.0% | 9.0% | 10.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 10.1% | 6.9% |
| 3 Years | 9.8% | 9.2% |
| 5 Years | 10.4% | 9.3% |
| 7 Years | 10.5% | 9.2% |
| 10 Years | 10.0% | 9.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 9.9% | 9.4% | -12.0% | 41.9% | 0.48 | 1.27 | 97% | — | — |
| 3 Years | 9.9% | 10.2% | 0.5% | 16.8% | 1.39 | 4.81 | 100% | — | — |
| 5 Years | 10.1% | 9.9% | 6.4% | 15.7% | 2.02 | 1663.47 | 100% | — | — |
| 10 Years | 9.8% | 9.9% | 8.8% | 10.4% | 7.42 | — | 100% | — | — |
-19.5%
Max Drawdown
1 mo
Drawdown Duration
5 mo
Recovery Time
-1.3%
Avg Drawdown
Calmar Ratio by Duration
0.51
1Y
0.51
3Y
0.52
5Y
0.51
7Y
0.50
10Y
80
Total Holdings
36.1%
Top 10 Weight
33
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Kotak Mahindra Bank Ltd. | 6.73% |
| 2 | HDFC Bank Ltd. | 5.80% |
| 3 | ICICI Bank Ltd. | 5.14% |
| 4 | Reliance Industries Ltd. | 5.04% |
| 5 | Bharti Airtel Ltd. | 3.58% |
| 6 | Life Insurance Corporation of India | 2.29% |
| 7 | Ultratech Cement Ltd. | 2.02% |
| 8 | Aurobindo Pharma Ltd. | 1.95% |
| 9 | Bajaj Finance Ltd. | 1.77% |
| 10 | Mahindra & Mahindra Ltd. | 1.76% |