SBI Equity Savings Fund
Direct · Growth ₹27.35
06 Jul 2026
NAV
10.0%
3Y CAGR
10.2%
5Y CAGR
9.9%
10Y CAGR
10.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
11.11
Sharpe
-19.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.53 L | 10.3% | -28.9% | 41.0% |
| 3 Years | ₹36.00 L | ₹41.63 L | 9.9% | -6.8% | 16.8% |
| 5 Years | ₹60.00 L | ₹77.89 L | 10.5% | 2.2% | 14.2% |
| 7 Years | ₹84.00 L | ₹1.22 Cr | 10.5% | 8.0% | 12.7% |
| 10 Years | ₹1.20 Cr | ₹2.03 Cr | 10.2% | 9.4% | 10.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 10.3% | 9.3% |
| 3 Years | 9.9% | 9.7% |
| 5 Years | 10.5% | 9.8% |
| 7 Years | 10.5% | 9.7% |
| 10 Years | 10.2% | 9.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.1% | 9.5% | -12.0% | 41.9% | 0.50 | 1.34 | 97% | — | — |
| 3 Years | 10.0% | 10.3% | 0.5% | 16.8% | 1.40 | 4.80 | 100% | — | — |
| 5 Years | 10.2% | 9.9% | 6.4% | 15.7% | 2.07 | 1666.24 | 100% | — | — |
| 10 Years | 9.9% | 10.0% | 9.2% | 10.4% | 11.11 | — | 100% | — | — |
-19.5%
Max Drawdown
1 mo
Drawdown Duration
5 mo
Recovery Time
-1.3%
Avg Drawdown
Calmar Ratio by Duration
0.52
1Y
0.51
3Y
0.52
5Y
0.51
7Y
0.51
10Y
86
Total Holdings
35.9%
Top 10 Weight
34
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Kotak Mahindra Bank Ltd. | 6.11% |
| 2 | ICICI Bank Ltd. | 5.87% |
| 3 | HDFC Bank Ltd. | 5.59% |
| 4 | Reliance Industries Ltd. | 5.17% |
| 5 | State Bank of India | 3.07% |
| 6 | Bharti Airtel Ltd. | 2.38% |
| 7 | Larsen & Toubro Ltd. | 2.30% |
| 8 | Ultratech Cement Ltd. | 2.01% |
| 9 | Bank of Baroda | 1.87% |
| 10 | Aster DM Healthcare Ltd. | 1.58% |