Tata ELSS Fund
Direct · Growth ₹53.99
20 Jul 2026
NAV
15.9%
3Y CAGR
15.7%
5Y CAGR
15.6%
10Y CAGR
15.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
10.89
Sharpe
-36.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.77 L | 16.7% | -56.5% | 98.3% |
| 3 Years | ₹36.00 L | ₹45.63 L | 16.2% | -19.8% | 33.5% |
| 5 Years | ₹60.00 L | ₹90.03 L | 16.0% | -6.0% | 27.5% |
| 7 Years | ₹84.00 L | ₹1.53 Cr | 17.1% | 12.2% | 22.8% |
| 10 Years | ₹1.20 Cr | ₹2.78 Cr | 16.3% | 13.2% | 19.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 16.7% | 14.5% | 16.9% | +2.2% |
| 3 Years | 16.2% | 11.2% | 15.0% | +5.0% |
| 5 Years | 16.0% | 10.4% | 16.3% | +5.6% |
| 7 Years | 17.1% | 10.6% | 15.8% | +6.5% |
| 10 Years | 16.3% | 11.5% | 16.1% | +4.9% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 16.1% | 13.0% | -29.7% | 91.2% | 0.57 | 1.74 | 87% | — | — |
| 3 Years | 15.9% | 16.4% | -3.6% | 32.6% | 1.63 | 7.01 | 99% | — | — |
| 5 Years | 15.7% | 15.5% | 2.1% | 28.3% | 2.13 | 32.60 | 100% | — | — |
| 10 Years | 15.6% | 15.6% | 13.4% | 18.1% | 10.89 | — | 100% | — | — |
-36.8%
Max Drawdown
1 mo
Drawdown Duration
8 mo
Recovery Time
-4.7%
Avg Drawdown
Calmar Ratio by Duration
0.44
1Y
0.43
3Y
0.43
5Y
0.42
7Y
0.42
10Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +9.16 | 1.02 | 104.2% | 92.5% | 5.6% | -3.4% |
| 3 Years | +7.12 | 1.01 | 102.1% | 93.0% | 13.8% | 6.7% |
| 5 Years | +5.58 | 0.98 | 98.6% | 91.8% | 14.7% | 9.2% |
| 7 Years | +4.77 | 0.97 | 98.3% | 93.3% | 16.1% | 11.4% |
| 10 Years | +3.95 | 0.97 | 98.2% | 93.4% | 14.8% | 11.0% |
| 12 Years | +5.42 | 0.96 | 97.4% | 91.0% | 15.3% | 10.0% |
| 15 Years | +4.18 | 0.96 | 97.4% | 91.0% | 12.0% | 7.9% |
58
Total Holdings
40.0%
Top 10 Weight
31
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC BANK LTD | 5.81% |
| 2 | BHARTI AIRTEL LTD | 5.75% |
| 3 | ICICI BANK LTD | 5.33% |
| 4 | STATE BANK OF INDIA | 4.56% |
| 5 | RELIANCE INDUSTRIES LTD | 3.80% |
| 6 | LARSEN & TOUBRO LTD | 3.17% |
| 7 | SAMVARDHANA MOTHERSON INTERNATIONAL LTD | 3.17% |
| 8 | PB FINTECH LTD | 2.89% |
| 9 | CUMMINS INDIA LTD | 2.83% |
| 10 | NTPC LTD | 2.68% |