Union ELSS Tax Saver Fund
Direct · Growth ₹73.07
04 Aug 2026
NAV
14.0%
3Y CAGR
14.1%
5Y CAGR
13.8%
10Y CAGR
14.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.55
Sharpe
-35.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.71 L | 16.3% | -53.5% | 87.4% |
| 3 Years | ₹36.00 L | ₹42.82 L | 13.8% | -19.6% | 38.6% |
| 5 Years | ₹60.00 L | ₹87.51 L | 14.3% | -8.9% | 27.1% |
| 7 Years | ₹84.00 L | ₹1.47 Cr | 15.1% | -3.1% | 22.9% |
| 10 Years | ₹1.20 Cr | ₹2.68 Cr | 15.4% | 12.1% | 18.6% |
| 12 Years | ₹1.44 Cr | ₹3.65 Cr | 14.5% | 12.1% | 16.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 16.3% | 14.5% | 16.9% | +1.9% |
| 3 Years | 13.8% | 11.2% | 14.9% | +2.6% |
| 5 Years | 14.3% | 10.4% | 16.2% | +3.9% |
| 7 Years | 15.1% | 10.6% | 15.7% | +4.5% |
| 10 Years | 15.4% | 11.5% | 16.1% | +3.9% |
| 12 Years | 14.5% | 11.4% | 15.6% | +3.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 15.7% | 11.1% | -27.9% | 95.5% | 0.49 | 1.53 | 83% | — | — |
| 3 Years | 14.0% | 14.1% | -6.0% | 34.2% | 1.11 | 5.26 | 98% | — | — |
| 5 Years | 14.1% | 13.9% | -3.3% | 28.7% | 1.34 | 6.40 | 99% | — | — |
| 10 Years | 13.8% | 13.8% | 10.4% | 16.1% | 6.55 | — | 100% | — | — |
-35.4%
Max Drawdown
1 mo
Drawdown Duration
6 mo
Recovery Time
-4.9%
Avg Drawdown
Calmar Ratio by Duration
0.44
1Y
0.40
3Y
0.40
5Y
0.38
7Y
0.39
10Y
0.40
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +4.44 | 1.02 | 100.0% | 94.4% | 2.8% | -1.6% |
| 3 Years | +4.51 | 0.98 | 97.7% | 91.5% | 11.8% | 7.3% |
| 5 Years | +3.42 | 0.95 | 93.8% | 88.9% | 12.3% | 8.9% |
| 7 Years | +5.46 | 0.91 | 92.9% | 86.9% | 16.9% | 11.9% |
| 10 Years | +2.53 | 0.91 | 91.4% | 87.8% | 13.1% | 10.9% |
| 12 Years | +2.56 | 0.91 | 91.2% | 87.6% | 12.3% | 10.1% |
| 15 Years | +2.45 | 0.90 | 90.4% | 86.5% | 11.9% | 9.8% |
73
Total Holdings
32.3%
Top 10 Weight
33
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd. | 5.72% |
| 2 | ICICI Bank Ltd. | 5.68% |
| 3 | Reliance Industries Ltd. | 3.52% |
| 4 | Bharti Airtel Ltd. | 3.11% |
| 5 | Gabriel India Ltd. | 2.76% |
| 6 | Axis Bank Ltd. | 2.65% |
| 7 | State Bank of India | 2.44% |
| 8 | Larsen & Toubro Ltd. | 2.22% |
| 9 | Maruti Suzuki India Ltd. | 2.19% |
| 10 | Solar Industries India Ltd. | 1.97% |