SBI Banking and PSU Debt Fund
Direct · Growth ₹3553.52
12 Nov 2026
NAV
7.5%
3Y CAGR
7.4%
5Y CAGR
7.5%
10Y CAGR
7.5%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
4.97
Sharpe
-3.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.42 L | 7.6% | 0.6% | 15.3% |
| 3 Years | ₹36.00 L | ₹40.11 L | 7.4% | 3.9% | 11.4% |
| 5 Years | ₹60.00 L | ₹71.29 L | 7.3% | 5.7% | 10.0% |
| 7 Years | ₹84.00 L | ₹1.06 Cr | 7.1% | 6.3% | 9.4% |
| 10 Years | ₹1.20 Cr | ₹1.71 Cr | 7.0% | 6.7% | 7.5% |
| 12 Years | ₹1.44 Cr | ₹2.23 Cr | 7.1% | 6.9% | 7.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 7.6% | 6.3% |
| 3 Years | 7.4% | 7.1% |
| 5 Years | 7.3% | 6.9% |
| 7 Years | 7.1% | 7.1% |
| 10 Years | 7.0% | 7.0% |
| 12 Years | 7.1% | 7.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.7% | 8.0% | 1.9% | 12.5% | 0.50 | 0.92 | 100% | — | — |
| 3 Years | 7.5% | 7.9% | 4.3% | 9.8% | 0.71 | 1.64 | 100% | — | — |
| 5 Years | 7.4% | 7.1% | 5.8% | 9.3% | 0.90 | 5.00 | 100% | — | — |
| 10 Years | 7.5% | 7.6% | 7.0% | 7.8% | 4.97 | — | 100% | — | — |
-3.2%
Max Drawdown
1 mo
Drawdown Duration
1 mo
Recovery Time
-0.1%
Avg Drawdown
Calmar Ratio by Duration
2.40
1Y
2.36
3Y
2.33
5Y
2.35
7Y
2.35
10Y
2.39
12Y