Kotak Energy Opportunities Fund
Direct · GrowthAI Summary
Kotak Energy Opportunities Fund has delivered a 1Y SIP XIRR of 7.67%, which trails the category average SIP XIRR of 10.69% by about 3 percentage points. On a lump-sum basis, the fund has outperformed the NIFTY 50 across all periods, with a 1Y fund CAGR of -1.25% versus the benchmark's -11.43%, generating 7.47% alpha over 1Y. However, longer-term lump-sum CAGRs remain modest, with 5Y at just 0.5% and 15Y at 0.17%, reflecting the cyclicality of the energy sector.
The fund exhibits strong downside protection with a beta of 0.76-0.85 and a downside capture of 78.61% over 1Y and 73.79% over longer periods, meaning it falls significantly less than the NIFTY 50 in weak markets. Maximum drawdown is minimal at -0.096% with a quick 19-day recovery and zero drawdown events exceeding 10%. The 1Y Calmar ratio of 0.5956 indicates moderate risk-adjusted returns relative to the drawdown experienced.
As a sectoral/thematic energy fund, the portfolio is concentrated in the energy sector, including oil and gas, power, and related industries, which limits diversification by design. No individual holdings data was provided, so investors should review the latest factsheet for stock-level exposure. The sector focus means performance is driven largely by energy cycle dynamics rather than broad market trends.
The fund's 1Y SIP XIRR of 7.67% lags the category average of 10.69%, placing it below peers in the sectoral/thematic space on recent SIP returns. Its consistent outperformance versus the NIFTY 50 on a lump-sum basis across 1Y to 15Y horizons demonstrates relative resilience, though alpha turns negative beyond 3Y (e.g., -0.81% at 10Y). This suggests the fund defends well in weak markets but has not generated sustained excess returns over very long periods.
This fund is suitable only as a satellite allocation for investors with high risk tolerance and conviction in the Indian energy sector's long-term prospects. A time horizon of at least 5-7 years is advisable given the sector's pronounced cyclicality and the fund's muted long-term lump-sum returns. Investors should cap exposure to a small portion of their overall equity portfolio and avoid treating it as a core holding.
- Strong downside protection with downside capture of 73.79% and beta of 0.76 versus the NIFTY 50
- Consistent lump-sum outperformance versus the benchmark across all periods, including 1Y alpha of 7.47%
- Low drawdown risk with a maximum drawdown of just -0.096% and no drawdown events exceeding 10%
- 1Y SIP XIRR of 7.67% trails the category average of 10.69% by roughly 3 percentage points
- Very weak long-term lump-sum returns, with 15Y CAGR of just 0.17% and negative alpha beyond 3Y, reflecting sector cyclicality
Generated on 21-10-2026, 3:01 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.47 L | 8.0% | -7.8% | 20.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 8.0% | 14.3% | 10.7% | -6.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 5.7% | 6.2% | -0.7% | 11.9% | -0.28 | -0.31 | 98% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +7.47 | 0.85 | 90.7% | 78.6% | -1.3% | -11.4% |
| 3 Years | +0.93 | 0.76 | 80.9% | 73.8% | 0.8% | -2.2% |
| 5 Years | -0.06 | 0.76 | 80.9% | 73.8% | 0.5% | -1.3% |
| 7 Years | -0.49 | 0.76 | 80.9% | 73.8% | 0.4% | -0.9% |
| 10 Years | -0.81 | 0.76 | 80.9% | 73.8% | 0.3% | -0.7% |
| 12 Years | -0.93 | 0.76 | 80.9% | 73.8% | 0.2% | -0.6% |
| 15 Years | -1.06 | 0.76 | 80.9% | 73.8% | 0.2% | -0.4% |