Kotak Banking and Financial Services Fund
Direct · Growth ₹17.50
21 Jul 2026
NAV
15.0%
3Y CAGR
15.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.63
Sharpe
-16.7%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.94 L | 15.6% | -18.8% | 43.2% |
| 3 Years | ₹36.00 L | ₹42.53 L | 11.8% | 4.0% | 18.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 15.6% | 14.5% | 13.7% | +1.2% |
| 3 Years | 11.8% | 11.2% | 17.2% | +0.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 16.4% | 15.7% | -1.2% | 32.7% | 1.21 | 8.38 | 99% | — | — |
| 3 Years | 15.0% | 14.9% | 12.7% | 18.1% | 6.63 | — | 100% | — | — |
-16.7%
Max Drawdown
1 mo
Drawdown Duration
Not recovered
Recovery Time
-3.0%
Avg Drawdown
Calmar Ratio by Duration
0.98
1Y
0.90
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +12.49 | 1.22 | 121.5% | 105.9% | 7.0% | -3.4% |
| 3 Years | +7.36 | 1.12 | 109.5% | 100.0% | 14.0% | 6.7% |
| 5 Years | +5.20 | 1.10 | 107.8% | 97.7% | 11.6% | 6.4% |
| 7 Years | +3.81 | 1.10 | 107.8% | 97.7% | 8.2% | 4.5% |
| 10 Years | +2.82 | 1.10 | 107.8% | 97.7% | 5.6% | 3.2% |
| 12 Years | +2.44 | 1.10 | 107.8% | 97.7% | 4.7% | 2.6% |
| 15 Years | +2.08 | 1.10 | 107.8% | 97.7% | 3.7% | 2.1% |