Canara Robeco Focused Fund
Direct · GrowthAI Summary
Canara Robeco Focused Fund has delivered strong alpha over the NIFTY 50 across long horizons, with a 3Y CAGR of 14.89% versus the benchmark's 7.75% and a 5Y CAGR of 13.53% versus 7.83%. Its 3Y SIP XIRR of 18.74% also beats the category average of 16.4%, though the 1Y XIRR of 14.97% trails the category's 17.03%. Calendar year returns show good consistency, with strong years like 2024 (25.6%) and 2023 (24.77%) offsetting weaker ones like 2022 (2.12%).
The fund exhibits defensive characteristics with a beta below 1 across all periods (0.92-1.01) and consistently low downside capture, reaching 86.97% over 15 years versus upside capture of 95.16%. It has experienced 3 drawdown events exceeding 10%, with the maximum drawdown lasting 151 days and recovering in 88 days. Calmar ratios above 0.78 across 1Y, 3Y, and 5Y windows indicate reasonable risk-adjusted returns relative to drawdown depth.
Portfolio composition data (top holdings and sector allocation) was not provided in this dataset, so specific concentration analysis cannot be made. As a focused fund, it is mandated to hold a concentrated portfolio of up to 30 stocks, which typically implies higher single-stock and sector concentration than diversified funds. Investors should review the latest factsheet for current holdings before investing.
The fund outperforms the category average SIP XIRR at 3Y (18.74% vs 16.4%) but lags at 1Y (14.97% vs 17.03%) and 5Y (12.23% vs 15.29%). Its persistent positive alpha over the NIFTY 50 across 1Y to 15Y windows, ranging from 1.76% to 7.19%, suggests consistent active management. The combination of below-benchmark downside capture and near-par upside capture in recent years points to a defensive but competitive positioning among focused equity peers.
This fund suits investors seeking large-cap-oriented, benchmark-beating returns with a moderately defensive profile, ideally with a 5-year or longer horizon to ride out drawdowns like the 151-day maximum. Its low downside capture makes it appropriate for investors with moderate risk tolerance who want equity growth with cushioned declines. Those expecting aggressive outperformance in every short-term window should note the 1Y underperformance versus category peers.
- Consistent positive alpha over NIFTY 50 across all measured periods, from 1.76% (15Y) to 7.19% (3Y)
- Low downside capture of 86.97% to 91.13% over longer windows, cushioning losses in falling markets
- 3Y SIP XIRR of 18.74% exceeds the category average of 16.4%, with a competitive 0.61% expense ratio
- Underperforms the category average SIP XIRR at 1Y (14.97% vs 17.03%) and 5Y (12.23% vs 15.29%)
- Three drawdown events exceeding 10%, with the worst lasting 151 days, indicating meaningful interim losses are possible
Generated on 11-09-2026, 3:20 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.74 L | 15.0% | -21.4% | 57.9% |
| 3 Years | ₹36.00 L | ₹47.37 L | 18.7% | 3.3% | 32.9% |
| 5 Years | ₹60.00 L | ₹81.01 L | 12.2% | 10.1% | 13.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 15.0% | 14.4% | 17.0% | +0.5% |
| 3 Years | 18.7% | 11.1% | 16.4% | +7.6% |
| 5 Years | 12.2% | 10.4% | 15.3% | +1.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 15.6% | 11.4% | -5.5% | 47.4% | 0.70 | 3.55 | 94% | — | — |
| 3 Years | 18.6% | 19.0% | 13.4% | 25.5% | 4.77 | — | 100% | — | — |
| 5 Years | 14.2% | 14.2% | 13.5% | 15.2% | 18.81 | — | 100% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +3.58 | 1.01 | 101.4% | 96.7% | 0.6% | -2.9% |
| 3 Years | +7.19 | 0.96 | 100.4% | 91.1% | 14.9% | 7.8% |
| 5 Years | +5.80 | 0.93 | 95.3% | 87.8% | 13.5% | 7.8% |
| 7 Years | +4.55 | 0.92 | 95.2% | 87.0% | 11.5% | 7.0% |
| 10 Years | +2.95 | 0.92 | 95.2% | 87.0% | 7.9% | 4.9% |
| 12 Years | +2.35 | 0.92 | 95.2% | 87.0% | 6.6% | 4.0% |
| 15 Years | +1.76 | 0.92 | 95.2% | 87.0% | 5.2% | 3.2% |