Bandhan Transportation and Logistics Fund
Direct · GrowthAI Summary
Bandhan Transportation and Logistics Fund has delivered a 1Y SIP XIRR of 20.38% and a 3Y SIP XIRR of 17.77%, outperforming the 1Y category average of 12.18% while slightly trailing the 3Y category average of 18.5%. Lump-sum performance has been strong, with 3Y rolling returns averaging 23.71% annually. Calendar year returns show notable dispersion, ranging from 41.02% in 2023 to -3.25% in 2026.
The fund's maximum drawdown of -0.25% with a 192-day duration and 154-day recovery suggests relatively contained peak-to-trough losses in the measured period, though 3 drawdown events exceeding 10% indicate meaningful downside episodes have occurred. Calmar ratios of 1.02 (1Y) and 0.95 (3Y) indicate solid risk-adjusted returns relative to drawdown risk. As a sectoral fund, inherent concentration risk means volatility can spike sharply during sector-specific downturns.
No individual holdings data was provided, so specific top positions cannot be assessed. As a sectoral fund focused on transportation and logistics, the portfolio is concentrated in a single thematic sector, limiting diversification benefits. Investors should expect the fund's fortunes to be closely tied to the logistics, shipping, and transport infrastructure cycle.
The fund beats the category on a 1Y SIP XIRR basis (20.38% vs 12.18%) but lags modestly on a 3Y basis (17.77% vs 18.5%), suggesting recent outperformance after a middling longer-term record. Calendar year consistency is mixed, with strong years in 2023 (41.02%) and 2024 (20.8%) offset by weak 2022 (0.25%) and negative 2026 (-3.25%). Its 0.86% expense ratio is competitive for the sectoral category.
This fund suits investors with high risk tolerance seeking tactical, sector-specific exposure to India's transportation and logistics growth theme, ideally as a satellite holding of 5-10% of the portfolio rather than a core allocation. A time horizon of at least 5 years is recommended to ride out sector cycles, as evidenced by the weak 2022 and 2026 returns. Investors should be comfortable with high return dispersion across calendar years.
- Strong 1Y SIP XIRR of 20.38%, nearly 8 percentage points above the category average of 12.18%
- Robust lump-sum performance with 3Y rolling returns averaging 23.71% annually
- Favorable risk-adjusted returns with Calmar ratios near 1.0 across both 1Y and 3Y windows
- 3Y SIP XIRR of 17.77% trails the category average of 18.5%, indicating no consistent long-term edge over peers
- High calendar year dispersion, including -3.25% in 2026 and just 0.25% in 2022, reflects the volatility inherent in a concentrated sectoral bet
Generated on 23-10-2026, 2:54 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹13.36 L | 25.9% | -29.1% | 80.0% |
| 3 Years | ₹36.00 L | ₹46.05 L | 18.1% | 5.8% | 28.2% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 25.9% | 12.2% |
| 3 Years | 18.1% | 18.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 25.4% | 20.9% | -6.5% | 65.8% | 0.87 | 5.26 | 88% | — | — |
| 3 Years | 23.6% | 23.5% | 15.7% | 28.8% | 5.29 | — | 100% | — | — |