Bandhan Credit Risk Fund
Direct · Growth ₹19.05
18 Aug 2026
NAV
6.9%
3Y CAGR
6.7%
5Y CAGR
6.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
0.73
Sharpe
-2.6%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.66%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.38 L | 6.9% | 1.0% | 11.5% |
| 3 Years | ₹36.00 L | ₹39.90 L | 6.9% | 4.7% | 9.2% |
| 5 Years | ₹60.00 L | ₹70.35 L | 6.5% | 5.9% | 7.4% |
| 7 Years | ₹84.00 L | ₹1.07 Cr | 6.8% | 6.4% | 7.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 6.9% | 9.0% |
| 3 Years | 6.9% | 7.9% |
| 5 Years | 6.5% | 7.2% |
| 7 Years | 6.8% | 7.6% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.0% | 7.1% | 2.6% | 11.3% | 0.25 | 0.42 | 100% | — | — |
| 3 Years | 6.9% | 7.2% | 5.2% | 8.5% | 0.43 | 0.90 | 100% | — | — |
| 5 Years | 6.7% | 6.6% | 6.2% | 7.4% | 0.73 | 2.36 | 100% | — | — |
-2.6%
Max Drawdown
1 mo
Drawdown Duration
3 mo
Recovery Time
-0.1%
Avg Drawdown
Calmar Ratio by Duration
2.69
1Y
2.67
3Y
2.58
5Y
2.71
7Y