DSP Credit Risk Fund
Direct · Growth ₹60.90
19 Oct 2026
NAV
8.5%
3Y CAGR
7.5%
5Y CAGR
8.0%
10Y CAGR
8.2%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.22
Sharpe
-6.0%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.40%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.48 L | 9.4% | -7.7% | 37.3% |
| 3 Years | ₹36.00 L | ₹40.42 L | 8.8% | 0.7% | 20.2% |
| 5 Years | ₹60.00 L | ₹70.72 L | 7.9% | 3.2% | 15.8% |
| 7 Years | ₹84.00 L | ₹1.03 Cr | 7.7% | 4.2% | 13.5% |
| 10 Years | ₹1.20 Cr | ₹1.79 Cr | 8.5% | 6.0% | 11.0% |
| 12 Years | ₹1.44 Cr | ₹2.65 Cr | 9.6% | 7.8% | 10.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 9.4% | 7.8% |
| 3 Years | 8.8% | 8.2% |
| 5 Years | 7.9% | 6.8% |
| 7 Years | 7.7% | 6.2% |
| 10 Years | 8.5% | 6.8% |
| 12 Years | 9.6% | 7.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 9.3% | 9.1% | -3.9% | 24.4% | 0.48 | 1.14 | 94% | — | — |
| 3 Years | 8.5% | 8.7% | 2.2% | 17.1% | 0.47 | 1.18 | 100% | — | — |
| 5 Years | 7.5% | 7.2% | 3.6% | 13.4% | 0.36 | 0.90 | 100% | — | — |
| 10 Years | 8.0% | 7.8% | 7.0% | 9.0% | 2.22 | — | 100% | — | — |
-6.0%
Max Drawdown
4 mo
Drawdown Duration
13 mo
Recovery Time
-0.4%
Avg Drawdown
Calmar Ratio by Duration
1.55
1Y
1.42
3Y
1.26
5Y
1.20
7Y
1.34
10Y
1.50
12Y