WhiteOak Capital Special Opportunities Fund
Direct · GrowthAI Summary
WhiteOak Capital Special Opportunities Fund delivered a 1Y SIP XIRR of 13.24%, modestly ahead of the category average of 11.71% for the same period. Calendar year returns show variability, with 22.36% in 2024 followed by softer 7.14% in 2025 and 6.64% in 2026. The 1Y rolling return mean of 11.75% (lump-sum) suggests returns have been broadly consistent over shorter windows.
The fund's maximum drawdown of just -0.17% with a 77-day drawdown duration and 99-day recovery indicates very shallow recent drawdowns, though 2 drawdown events exceeding 10% have occurred historically. The 1Y Calmar ratio of 0.7056 reflects moderate risk-adjusted efficiency relative to the maximum drawdown experienced. Overall, recent volatility appears well contained, but investors should note the deeper historical drawdown events.
No holdings or sector data was provided for this fund, so specific portfolio composition and concentration levels cannot be assessed. As a thematic special opportunities fund, it is likely to carry higher concentration risk than diversified equity funds by design. Investors should review the latest portfolio disclosure before investing.
The fund's 1Y XIRR of 13.24% outpaces the category average of 11.71%, indicating above-median recent performance among thematic peers. However, longer-horizon category averages of 16.41% (3Y) to 17.5% (10Y) suggest the category has historically delivered stronger returns over extended periods. Consistency appears reasonable based on calendar year returns, though 2025 and 2026 were notably weaker than 2024.
This fund suits investors with a high risk tolerance seeking thematic or special situation exposure as a satellite holding rather than a core portfolio allocation. A time horizon of at least 5-7 years is advisable given the category's long-term return profile and the inherent concentration risk of thematic strategies. It should be paired with diversified equity funds to balance portfolio risk.
- 1Y SIP XIRR of 13.24% outperforms the category average of 11.71% by over 1.5 percentage points
- Low expense ratio of 0.83% for a thematic fund in the direct plan
- Recent drawdown behavior is shallow, with a maximum drawdown of only -0.17% and full recovery in 99 days
- Calendar year returns have decelerated sharply, from 22.36% in 2024 to 6.64% in 2026
- Two historical drawdown events exceeding 10% indicate the fund can experience significant capital erosion during market stress
- Thematic/special opportunities classification implies higher concentration risk, and no portfolio data was available to verify diversification
Generated on 21-10-2026, 3:10 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.87 L | 14.1% | -18.3% | 30.6% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 14.1% | 11.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 12.0% | 12.1% | 1.7% | 25.3% | 1.21 | 6.72 | 100% | — | — |