Aditya Birla Sun Life Banking and Financial Services Fund
Direct · Growth ₹71.59
31 Jul 2026
NAV
15.7%
3Y CAGR
14.2%
5Y CAGR
15.6%
10Y CAGR
15.5%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.40
Sharpe
-47.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.96 L | 19.5% | -71.0% | 139.9% |
| 3 Years | ₹36.00 L | ₹46.03 L | 15.8% | -30.0% | 33.4% |
| 5 Years | ₹60.00 L | ₹86.67 L | 13.8% | -10.9% | 23.8% |
| 7 Years | ₹84.00 L | ₹1.41 Cr | 14.7% | 7.6% | 18.8% |
| 10 Years | ₹1.20 Cr | ₹2.61 Cr | 14.8% | 11.3% | 17.0% |
| 12 Years | ₹1.44 Cr | ₹3.51 Cr | 14.4% | 12.2% | 15.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 19.5% | 14.5% | 13.7% | +5.0% |
| 3 Years | 15.8% | 11.2% | 17.2% | +4.6% |
| 5 Years | 13.8% | 10.4% | 17.0% | +3.4% |
| 7 Years | 14.7% | 10.6% | 16.6% | +4.1% |
| 10 Years | 14.8% | 11.5% | 16.9% | +3.3% |
| 12 Years | 14.4% | 11.4% | 16.4% | +3.0% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 18.3% | 16.1% | -42.6% | 105.7% | 0.50 | 1.31 | 82% | — | — |
| 3 Years | 15.7% | 16.3% | -10.2% | 36.2% | 1.06 | 2.93 | 93% | — | — |
| 5 Years | 14.2% | 14.2% | 0.8% | 29.4% | 1.49 | 14.66 | 100% | — | — |
| 10 Years | 15.6% | 15.4% | 12.1% | 19.7% | 5.40 | — | 100% | — | — |
-47.4%
Max Drawdown
3 mo
Drawdown Duration
9 mo
Recovery Time
-6.7%
Avg Drawdown
Calmar Ratio by Duration
0.38
1Y
0.33
3Y
0.30
5Y
0.30
7Y
0.33
10Y
0.35
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +9.00 | 1.17 | 113.4% | 102.9% | 1.9% | -5.2% |
| 3 Years | +4.52 | 1.07 | 105.3% | 98.9% | 11.0% | 6.5% |
| 5 Years | +3.65 | 1.07 | 105.3% | 100.6% | 12.3% | 8.5% |
| 7 Years | +1.49 | 1.14 | 112.3% | 110.8% | 13.4% | 11.3% |
| 10 Years | +1.54 | 1.16 | 113.4% | 111.7% | 12.8% | 10.7% |
| 12 Years | +4.48 | 1.15 | 114.3% | 109.5% | 14.7% | 9.7% |
| 15 Years | +4.24 | 1.16 | 115.5% | 110.5% | 14.1% | 9.4% |
39
Total Holdings
61.8%
Top 10 Weight
5
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Limited | 13.61% |
| 2 | HDFC Bank Limited | 10.98% |
| 3 | Axis Bank Limited | 8.43% |
| 4 | Bajaj Finance Limited | 5.84% |
| 5 | State Bank of India | 5.36% |
| 6 | Shriram Finance Ltd | 5.35% |
| 7 | Kotak Mahindra Bank Limited | 3.57% |
| 8 | Bank of Maharashtra | 3.12% |
| 9 | AU Small Finance Bank Limited | 2.95% |
| 10 | PNB Housing Finance Limited | 2.60% |