WhiteOak Capital Quality Equity Fund

The WhiteOak Capital Quality Equity Fund has delivered a 1-year XIRR of -0.23%, which is significantly below the category average SIP XIRR of 14.1% for the same period. Over the same 1-year horizon, the fund's rolling return mean is 2.44%, while the benchmark NIFTY 50 has a CAGR of -2.9%, indicating the fund has outperformed the benchmark but still lags its category peers by a wide margin.

The fund exhibits a maximum drawdown of -0.16% with a drawdown duration of 125 days and a recovery period of 125 days, indicating relatively shallow but prolonged drawdowns. The average drawdown is -0.04%, and there has been one drawdown event exceeding 10%, suggesting moderate downside risk. The Calmar ratio for 1 year is -0.0385, reflecting negative risk-adjusted returns over the period.

The fund is categorized as Sectoral/Thematic, which typically implies concentrated exposure to specific sectors or themes, potentially increasing sector concentration risk. However, specific top holdings and sector weights are not provided in the data, so a detailed composition analysis is not possible. Investors should be aware that thematic funds can have higher volatility and less diversification compared to diversified equity funds.

The fund's 1-year XIRR of -0.23% is drastically lower than the category average of 14.1%, placing it in the bottom quartile of its category. Calendar year returns show a positive 7.82% in 2025 but a negative -0.55% in 2026, indicating inconsistent performance. The fund has underperformed the category average across all available horizons, suggesting a persistent lag relative to peers.

This fund may be suitable for investors with a high risk tolerance who are specifically interested in the quality theme and are willing to accept significant underperformance relative to the broader category. Given the negative returns and high category underperformance, a long-term investment horizon of at least 5-7 years is recommended to potentially ride out volatility. However, investors seeking consistent returns or benchmark-beating performance should consider alternative options.

• The fund has outperformed the NIFTY 50 benchmark over the 1-year period, with a fund CAGR of 1.66% versus -2.9% for the benchmark.
• The fund's beta of 0.8358 indicates lower volatility compared to the benchmark, which may appeal to risk-averse investors.
• The fund has a positive alpha of 3.02% over the 1-year period, indicating that it has generated excess returns relative to its beta.

• The fund's 1-year XIRR of -0.23% is significantly below the category average of 14.1%, indicating severe underperformance relative to peers.
• The fund has experienced a maximum drawdown of -0.16% and a drawdown duration of 125 days, which may be concerning for investors seeking capital preservation.