UTI Quant Fund
Direct · GrowthAI Summary
The UTI Quant Fund delivered a 1-year SIP XIRR of 2.81%, which is significantly below the category average of 14.1% for the same period. Over the same horizon, the fund's lump-sum CAGR of 2.53% outperformed the NIFTY 50's -2.9%, but the fund's absolute returns remain modest. The fund's 1-year rolling return mean of 5.61% indicates positive but low historical performance.
The fund exhibits a very low maximum drawdown of -0.14%, with an average drawdown of -0.03%, indicating limited downside volatility. However, the maximum drawdown duration of 131 days and the fact that it has not yet recovered from this drawdown suggest prolonged periods of underperformance. The Calmar ratio of 0.19 for 1 year reflects poor risk-adjusted returns relative to the drawdown experienced.
The fund is a sectoral/thematic fund, which typically implies concentrated exposure to specific sectors or themes, but specific holdings are not provided in the data. Given its thematic nature, diversification may be limited compared to diversified equity funds. Investors should be aware of potential sector concentration risk, though the exact composition is not disclosed here.
The fund's 1-year XIRR of 2.81% is drastically lower than the category average of 14.1%, indicating significant underperformance relative to peers. The fund's alpha versus the NIFTY 50 is positive for most periods (e.g., 4.90% over 1 year), but it declines over longer horizons and turns negative for 12-year and 15-year periods. This suggests that the fund's outperformance is inconsistent and diminishes over time.
This fund may be suitable for investors with a high risk tolerance who are seeking thematic exposure and are willing to accept potential underperformance relative to the broader category. Given the low returns and prolonged drawdown recovery, a long-term investment horizon of at least 5-7 years is recommended, but investors should be prepared for volatility and possible periods of negative returns. It is not suitable for conservative investors or those seeking consistent income or capital preservation.
- Low expense ratio of 0.45% enhances net returns for investors.
- Positive alpha versus the NIFTY 50 over 1, 3, 5, 7, and 10-year periods, indicating some benchmark outperformance.
- Low maximum drawdown of -0.14% suggests limited downside risk in absolute terms.
- Significant underperformance versus the category average, with 1-year XIRR of 2.81% versus 14.1% for peers.
- Prolonged drawdown duration of 131 days with no recovery yet, indicating potential difficulty in regaining peak values.
Generated on 29-08-2026, 2:50 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.02 L | 0.4% | -21.4% | 14.9% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 0.4% | 14.4% | 14.1% | -14.0% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2.8% | 3.1% | -6.3% | 11.9% | -0.81 | -0.64 | 61% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +4.90 | 0.94 | 97.8% | 90.5% | 2.5% | -2.9% |
| 3 Years | +0.69 | 0.96 | 98.5% | 95.9% | 2.8% | 1.9% |
| 5 Years | +0.30 | 0.96 | 98.5% | 95.9% | 1.7% | 1.1% |
| 7 Years | +0.13 | 0.96 | 98.5% | 95.9% | 1.2% | 0.8% |
| 10 Years | +0.01 | 0.96 | 98.5% | 95.9% | 0.8% | 0.6% |
| 12 Years | -0.03 | 0.96 | 98.5% | 95.9% | 0.7% | 0.5% |
| 15 Years | -0.09 | 0.96 | 98.5% | 95.9% | 0.6% | 0.4% |