UTI Transportation and Logistics Fund
Direct · GrowthAI Summary
UTI Transportation and Logistics Fund has delivered strong SIP XIRR across most horizons, with 18.05% over 1Y and 20.63% over 3Y, outpacing the category average SIP XIRR of 11.66% and 16.38% respectively. However, over longer periods the fund lags its category, with 10Y XIRR of 16.31% versus the category's 17.5% and 12Y XIRR of 16.26% versus 17.01%. This suggests recent performance has been exceptional while very long-term returns are only modestly below peers.
The fund shows 9 drawdown events exceeding 10%, indicating meaningful volatility typical of a thematic sector fund, and its maximum drawdown lasted 801 days with a 437-day recovery period. Calmar ratios range from 0.2337 (7Y) to 0.4245 (1Y), showing moderate risk-adjusted returns that weaken over longer windows. Calendar year returns also reveal sharp swings, from 105.22% in 2014 to -17.82% in 2018.
As a thematic fund focused on transportation and logistics, the portfolio is concentrated in sectors such as logistics, shipping, ports, and auto ancillaries rather than being broadly diversified. This sector concentration means performance is closely tied to the fortunes of the transport and logistics cycle. Investors should expect higher concentration risk than a diversified equity fund.
The fund clearly outperforms its thematic category peers on 1Y, 3Y, and 5Y SIP XIRR, beating category averages by roughly 4-6 percentage points in the shorter windows. Its underperformance on 7Y, 10Y, and 12Y horizons indicates consistency has been mixed over very long periods. Overall, it ranks as a strong recent performer but not a sustained long-term category leader.
This fund suits investors with high risk tolerance who want tactical exposure to the transportation and logistics theme, ideally as a satellite holding of 5-10% of their equity portfolio. A time horizon of at least 5-7 years is recommended given the sector's cyclicality and the fund's long drawdown recovery periods. It is not appropriate as a core holding for conservative investors.
- Strong recent SIP XIRR of 20.63% over 3Y and 18.05% over 1Y, well ahead of category averages of 16.38% and 11.66%
- Low expense ratio of 0.82% for a thematic fund, keeping costs competitive
- Impressive calendar year returns in strong cycles, including 40.84% in 2023 and 39.2% in 2017
- Long-term SIP XIRR trails the category, with 10Y returns of 16.31% versus the category's 17.5%
- High concentration risk inherent to the transportation and logistics theme, with 9 drawdown events above 10% and a maximum drawdown lasting 801 days
Generated on 25-10-2026, 2:25 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹13.07 L | 25.7% | -66.2% | 178.2% |
| 3 Years | ₹36.00 L | ₹47.37 L | 16.8% | -37.5% | 46.5% |
| 5 Years | ₹60.00 L | ₹89.12 L | 14.9% | -21.7% | 36.8% |
| 7 Years | ₹84.00 L | ₹1.35 Cr | 14.5% | -7.5% | 27.0% |
| 10 Years | ₹1.20 Cr | ₹2.80 Cr | 16.3% | 11.5% | 20.2% |
| 12 Years | ₹1.44 Cr | ₹4.10 Cr | 16.3% | 13.8% | 18.6% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 25.7% | 11.6% |
| 3 Years | 16.8% | 16.3% |
| 5 Years | 14.9% | 16.8% |
| 7 Years | 14.5% | 16.7% |
| 10 Years | 16.3% | 17.5% |
| 12 Years | 16.3% | 17.0% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 24.1% | 17.4% | -43.3% | 153.9% | 0.51 | 1.69 | 80% | — | — |
| 3 Years | 17.8% | 19.5% | -18.4% | 53.6% | 0.76 | 2.14 | 86% | — | — |
| 5 Years | 15.1% | 13.7% | -8.0% | 35.7% | 0.80 | 3.47 | 95% | — | — |
| 10 Years | 15.9% | 14.9% | 10.8% | 21.5% | 3.12 | — | 100% | — | — |