The Wealth Company Multi Cap Fund
Direct · GrowthAI Summary
The Wealth Company Multi Cap Fund delivered a calendar year return of -4.92% in 2026, indicating short-term underperformance in a down period. Overall XIRR and rolling return data are not available, so a like-for-like comparison against the category averages (1Y SIP XIRR of 11.33% and 10Y of 17.99%) cannot be made. Investors should treat the 2026 negative return as the only confirmed performance data point and await a longer track record.
Risk metrics appear unusually benign, with a maximum drawdown of just -0.0715%, an average drawdown of -0.028343%, and zero drawdown events exceeding 10%. The longest drawdown lasted only 32 days, suggesting limited observed downside over the measurement window. However, these figures likely reflect a very short data history rather than genuine low volatility, so they should not be relied upon as indicators of long-term risk.
Portfolio holdings, sector allocation, and concentration data are not available for this fund, so its diversification profile cannot be assessed. As a Multi Cap Fund, SEBI norms require it to hold at least 25% each in large, mid, and small caps, which mandates diversification across market cap segments. Investors should review the latest factsheet for actual holdings before drawing conclusions.
The fund's XIRR cannot be benchmarked against the category averages of 11.33% (1Y), 14.8% (3Y), and 17.99% (10Y) because the fund's own XIRR is not reported. Its -4.92% calendar year return in 2026 suggests it may be lagging in the current period relative to the category's longer-term SIP XIRR trend. As a newer offering from The Wealth Company, it lacks the multi-year consistency record needed to rank against established peers.
This fund may suit investors seeking diversified, market-cap-agnostic equity exposure via the multi cap structure, but only those comfortable with a very short performance history. A time horizon of at least 5 years is appropriate for multi cap investing, given mid and small cap volatility. Investors should have high risk tolerance and ideally wait for a fuller track record, or consider established multi cap peers alongside it.
- Multi cap mandate provides mandatory diversification across large, mid, and small cap segments (minimum 25% each)
- Observed drawdown profile is extremely mild, with a maximum drawdown of -0.0715% and no drawdown events exceeding 10%
- Direct plan option with growth structure allows cost-efficient long-term compounding
- Calendar year 2026 return of -4.92% shows negative performance in the most recent period
- Absence of XIRR, rolling returns, and portfolio data makes it impossible to verify risk-adjusted performance versus peers or the NIFTY 50 benchmark
Generated on 05-11-2026, 3:00 AM. Verify before investing.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
Not enough data to compute SIP returns.
Not enough data to compute rolling returns.
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | -5.98 | 0.55 | 50.2% | 73.5% | 1.0% | 7.3% |
| 3 Years | -3.92 | 0.55 | 50.2% | 73.5% | 0.3% | 2.4% |
| 5 Years | -3.53 | 0.55 | 50.2% | 73.5% | 0.2% | 1.4% |
| 7 Years | -3.37 | 0.55 | 50.2% | 73.5% | 0.1% | 1.0% |
| 10 Years | -3.24 | 0.55 | 50.2% | 73.5% | 0.1% | 0.7% |
| 12 Years | -3.19 | 0.55 | 50.2% | 73.5% | 0.1% | 0.6% |
| 15 Years | -3.14 | 0.55 | 50.2% | 73.5% | 0.1% | 0.5% |