SBI Nifty Index Fund
Direct · Growth ₹224.25
04 Nov 2026
NAV
12.7%
3Y CAGR
13.0%
5Y CAGR
12.8%
10Y CAGR
12.7%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.80
Sharpe
-38.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.19%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.69 L | 14.0% | -59.7% | 91.6% |
| 3 Years | ₹36.00 L | ₹43.27 L | 12.4% | -21.0% | 32.0% |
| 5 Years | ₹60.00 L | ₹83.52 L | 13.1% | -8.1% | 22.5% |
| 7 Years | ₹84.00 L | ₹1.38 Cr | 13.3% | -2.6% | 19.1% |
| 10 Years | ₹1.20 Cr | ₹2.43 Cr | 13.5% | 9.4% | 16.6% |
| 12 Years | ₹1.44 Cr | ₹3.29 Cr | 12.6% | 9.8% | 14.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 14.0% | 14.3% | 5.5% | -0.3% |
| 3 Years | 12.4% | 11.0% | 11.6% | +1.4% |
| 5 Years | 13.1% | 10.4% | 13.9% | +2.7% |
| 7 Years | 13.3% | 10.6% | 13.5% | +2.7% |
| 10 Years | 13.5% | 11.4% | 13.5% | +2.0% |
| 12 Years | 12.6% | 11.3% | 12.8% | +1.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.5% | 11.8% | -33.1% | 95.0% | 0.43 | 1.08 | 83% | — | — |
| 3 Years | 12.7% | 12.8% | -4.9% | 31.8% | 1.31 | 5.76 | 99% | — | — |
| 5 Years | 13.0% | 13.0% | -1.5% | 25.8% | 1.64 | 8.78 | 100% | — | — |
| 10 Years | 12.8% | 12.8% | 10.3% | 15.0% | 6.80 | — | 100% | — | — |
-38.4%
Max Drawdown
2 mo
Drawdown Duration
8 mo
Recovery Time
-5.1%
Avg Drawdown
Calmar Ratio by Duration
0.35
1Y
0.33
3Y
0.34
5Y
0.33
7Y
0.33
10Y
0.33
12Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +0.72 | 1.00 | 100.4% | 99.5% | -6.9% | -7.6% |
| 3 Years | +0.94 | 1.00 | 100.6% | 99.4% | 8.3% | 7.4% |
| 5 Years | +0.97 | 1.00 | 100.5% | 99.3% | 6.9% | 6.0% |
| 7 Years | +0.87 | 1.00 | 100.3% | 99.5% | 11.2% | 10.4% |
| 10 Years | +0.91 | 1.00 | 100.4% | 99.4% | 11.8% | 10.9% |
| 12 Years | +0.86 | 1.00 | 100.3% | 99.4% | 10.0% | 9.2% |
| 15 Years | +0.67 | 1.00 | 100.2% | 99.4% | 10.3% | 9.6% |
50
Total Holdings
52.4%
Top 10 Weight
26
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | HDFC Bank Ltd. | 10.40% |
| 2 | ICICI Bank Ltd. | 9.07% |
| 3 | Reliance Industries Ltd. | 7.60% |
| 4 | Bharti Airtel Ltd. | 5.12% |
| 5 | Larsen & Toubro Ltd. | 4.21% |
| 6 | State Bank of India | 3.80% |
| 7 | Axis Bank Ltd. | 3.37% |
| 8 | Infosys Ltd. | 3.36% |
| 9 | Kotak Mahindra Bank Ltd. | 2.94% |
| 10 | Mahindra & Mahindra Ltd. | 2.52% |