SBI MEDIUM Term Fund
Direct · Growth ₹59.88
11 Nov 2026
NAV
9.0%
3Y CAGR
8.8%
5Y CAGR
8.9%
10Y CAGR
9.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.25
Sharpe
-7.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.45 L | 9.2% | 0.0% | 21.7% |
| 3 Years | ₹36.00 L | ₹40.75 L | 8.8% | 4.9% | 13.4% |
| 5 Years | ₹60.00 L | ₹72.58 L | 8.5% | 6.8% | 11.3% |
| 7 Years | ₹84.00 L | ₹1.10 Cr | 8.4% | 6.8% | 11.0% |
| 10 Years | ₹1.20 Cr | ₹1.81 Cr | 8.1% | 7.3% | 8.7% |
| 12 Years | ₹1.44 Cr | ₹2.41 Cr | 8.3% | 7.7% | 8.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 9.2% | 6.9% |
| 3 Years | 8.8% | 7.6% |
| 5 Years | 8.5% | 7.0% |
| 7 Years | 8.4% | 7.0% |
| 10 Years | 8.1% | 7.1% |
| 12 Years | 8.3% | 7.4% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 9.2% | 8.3% | 2.2% | 21.2% | 0.72 | 2.68 | 100% | — | — |
| 3 Years | 9.0% | 9.3% | 5.3% | 14.2% | 1.25 | 11.20 | 100% | — | — |
| 5 Years | 8.8% | 8.3% | 6.5% | 12.1% | 1.54 | 3758.23 | 100% | — | — |
| 10 Years | 8.9% | 8.8% | 7.9% | 10.1% | 5.25 | — | 100% | — | — |
-7.5%
Max Drawdown
3 mo
Drawdown Duration
5 mo
Recovery Time
-0.3%
Avg Drawdown
Calmar Ratio by Duration
1.23
1Y
1.20
3Y
1.18
5Y
1.20
7Y
1.20
10Y
1.22
12Y