UTI Medium Term Fund
Direct · Growth ₹20.80
11 Nov 2026
NAV
6.1%
3Y CAGR
5.7%
5Y CAGR
6.4%
10Y CAGR
6.1%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
-0.21
Sharpe
-5.3%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.37 L | 6.5% | -5.4% | 15.3% |
| 3 Years | ₹36.00 L | ₹39.41 L | 6.0% | 2.2% | 9.2% |
| 5 Years | ₹60.00 L | ₹68.40 L | 5.6% | 4.0% | 7.7% |
| 7 Years | ₹84.00 L | ₹1.02 Cr | 5.7% | 4.8% | 6.8% |
| 10 Years | ₹1.20 Cr | ₹1.64 Cr | 6.2% | 5.7% | 6.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 6.5% | 6.9% |
| 3 Years | 6.0% | 7.6% |
| 5 Years | 5.6% | 7.0% |
| 7 Years | 5.7% | 7.0% |
| 10 Years | 6.2% | 7.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 6.6% | 7.0% | -1.0% | 12.8% | 0.02 | 0.03 | 97% | — | — |
| 3 Years | 6.1% | 6.3% | 3.2% | 9.5% | -0.26 | -0.29 | 100% | — | — |
| 5 Years | 5.7% | 5.5% | 4.4% | 7.5% | -0.96 | -0.70 | 100% | — | — |
| 10 Years | 6.4% | 6.5% | 5.8% | 6.9% | -0.21 | -0.24 | 100% | — | — |
-5.3%
Max Drawdown
1 mo
Drawdown Duration
10 mo
Recovery Time
-0.3%
Avg Drawdown
Calmar Ratio by Duration
1.24
1Y
1.15
3Y
1.08
5Y
1.08
7Y
1.21
10Y