SBI 10 YEAR CONSTANT MATURITY Gilt Fund
Direct · Growth ₹68.98
11 Nov 2026
NAV
8.6%
3Y CAGR
8.4%
5Y CAGR
8.5%
10Y CAGR
8.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
4.80
Sharpe
-4.5%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.31%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.49 L | 8.6% | -5.6% | 25.3% |
| 3 Years | ₹36.00 L | ₹40.63 L | 8.5% | 1.6% | 14.0% |
| 5 Years | ₹60.00 L | ₹72.42 L | 8.1% | 5.2% | 12.1% |
| 7 Years | ₹84.00 L | ₹1.08 Cr | 8.0% | 5.3% | 11.7% |
| 10 Years | ₹1.20 Cr | ₹1.78 Cr | 7.7% | 6.2% | 8.3% |
| 12 Years | ₹1.44 Cr | ₹2.35 Cr | 7.9% | 6.7% | 8.6% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 8.6% | 5.8% |
| 3 Years | 8.5% | 7.5% |
| 5 Years | 8.1% | 7.1% |
| 7 Years | 8.0% | 7.5% |
| 10 Years | 7.7% | 7.4% |
| 12 Years | 7.9% | 7.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 8.6% | 9.1% | -1.9% | 19.1% | 0.52 | 1.10 | 99% | — | — |
| 3 Years | 8.6% | 9.2% | 3.4% | 12.1% | 0.88 | 2.68 | 100% | — | — |
| 5 Years | 8.4% | 8.1% | 5.3% | 11.5% | 1.07 | 7.53 | 100% | — | — |
| 10 Years | 8.5% | 8.7% | 7.2% | 9.1% | 4.80 | — | 100% | — | — |
-4.5%
Max Drawdown
6 mo
Drawdown Duration
3 mo
Recovery Time
-0.4%
Avg Drawdown
Calmar Ratio by Duration
1.94
1Y
1.93
3Y
1.89
5Y
1.94
7Y
1.91
10Y
1.95
12Y