SBI Balanced Advantage Fund
Direct · Growth ₹16.11
19 Oct 2026
NAV
13.9%
3Y CAGR
9.8%
5Y CAGR
11.5%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
9.02
Sharpe
-7.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.70%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.58 L | 12.4% | -7.1% | 31.1% |
| 3 Years | ₹36.00 L | ₹43.41 L | 12.7% | 2.8% | 20.5% |
| 5 Years | ₹60.00 L | ₹75.84 L | 9.6% | 7.8% | 11.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 12.4% | 14.3% | 7.4% | -1.8% |
| 3 Years | 12.7% | 11.0% | 11.3% | +1.7% |
| 5 Years | 9.6% | 10.4% | 11.1% | -0.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 12.6% | 9.9% | -1.1% | 28.9% | 0.77 | 4.21 | 99% | — | — |
| 3 Years | 13.9% | 14.2% | 8.8% | 17.4% | 4.06 | — | 100% | — | — |
| 5 Years | 9.8% | 9.7% | 9.3% | 10.5% | 9.02 | — | 100% | — | — |
-7.4%
Max Drawdown
3 mo
Drawdown Duration
4 mo
Recovery Time
-1.3%
Avg Drawdown
Calmar Ratio by Duration
1.70
1Y
1.87
3Y
1.33
5Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +1.43 | 0.53 | 55.3% | 49.0% | -1.6% | -11.4% |
| 3 Years | +3.19 | 0.47 | 50.1% | 42.0% | 9.1% | 5.3% |
| 5 Years | +3.75 | 0.42 | 47.0% | 38.4% | 9.4% | 4.4% |
| 7 Years | +1.49 | 0.42 | 46.5% | 38.0% | 7.0% | 4.0% |
| 10 Years | -0.13 | 0.42 | 46.5% | 38.0% | 4.8% | 2.8% |
| 12 Years | -0.74 | 0.42 | 46.5% | 38.0% | 4.0% | 2.3% |
| 15 Years | -1.36 | 0.42 | 46.5% | 38.0% | 3.2% | 1.9% |
73
Total Holdings
26.5%
Top 10 Weight
29
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Reliance Industries Ltd. | 4.42% |
| 2 | ICICI Bank Ltd. | 3.82% |
| 3 | HDFC Bank Ltd. | 3.57% |
| 4 | GAIL (India) Ltd. | 2.56% |
| 5 | Larsen & Toubro Ltd. | 2.55% |
| 6 | Tech Mahindra Ltd. | 2.14% |
| 7 | Indus Towers Ltd. | 1.95% |
| 8 | Axis Bank Ltd. | 1.85% |
| 9 | Punjab National Bank | 1.82% |
| 10 | Tata Steel Ltd. | 1.78% |