SBI Balanced Advantage Fund
Direct · Growth ₹16.75
06 Jul 2026
NAV
14.3%
3Y CAGR
14.1%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.15
Sharpe
-7.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.61 L | 13.2% | -6.6% | 31.1% |
| 3 Years | ₹36.00 L | ₹43.62 L | 13.6% | 5.9% | 20.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 13.2% | 14.5% | 10.8% | -1.3% |
| 3 Years | 13.6% | 11.2% | 11.3% | +2.4% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.2% | 10.5% | 1.0% | 28.9% | 0.86 | 5.97 | 100% | — | — |
| 3 Years | 14.3% | 14.5% | 11.1% | 17.4% | 6.15 | — | 100% | — | — |
-7.4%
Max Drawdown
3 mo
Drawdown Duration
Not recovered
Recovery Time
-1.3%
Avg Drawdown
Calmar Ratio by Duration
1.78
1Y
1.94
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +3.01 | 0.54 | 57.0% | 49.7% | 4.2% | -3.4% |
| 3 Years | +4.52 | 0.47 | 51.0% | 41.0% | 11.1% | 6.7% |
| 5 Years | +4.01 | 0.42 | 46.6% | 37.3% | 10.7% | 6.9% |
| 7 Years | +1.69 | 0.42 | 46.6% | 37.3% | 7.5% | 4.9% |
| 10 Years | +0.01 | 0.42 | 46.6% | 37.3% | 5.2% | 3.4% |
| 12 Years | -0.64 | 0.42 | 46.6% | 37.3% | 4.3% | 2.8% |
| 15 Years | -1.28 | 0.42 | 46.6% | 37.3% | 3.4% | 2.3% |
84
Total Holdings
27.7%
Top 10 Weight
33
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Reliance Industries Ltd. | 4.98% |
| 2 | HDFC Bank Ltd. | 4.04% |
| 3 | ICICI Bank Ltd. | 3.39% |
| 4 | Larsen & Toubro Ltd. | 2.91% |
| 5 | GAIL (India) Ltd. | 2.44% |
| 6 | Tata Motors Passenger Vehicles Ltd. | 2.19% |
| 7 | Tata Steel Ltd. | 2.07% |
| 8 | Tech Mahindra Ltd. | 2.00% |
| 9 | Axis Bank Ltd. | 1.91% |
| 10 | Punjab National Bank | 1.74% |