SBI Balanced Advantage Fund
Direct · Growth ₹16.69
18 Aug 2026
NAV
14.2%
3Y CAGR
13.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.47
Sharpe
-7.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.70%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.60 L | 13.0% | -6.6% | 31.1% |
| 3 Years | ₹36.00 L | ₹43.53 L | 13.3% | 5.9% | 20.5% |
| 5 Years | ₹60.00 L | ₹77.97 L | 10.7% | 10.3% | 11.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 13.0% | 14.4% | 10.6% | -1.4% |
| 3 Years | 13.3% | 11.1% | 11.2% | +2.2% |
| 5 Years | 10.7% | 10.4% | 11.5% | +0.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.0% | 10.2% | 1.0% | 28.9% | 0.84 | 5.78 | 100% | — | — |
| 3 Years | 14.2% | 14.4% | 10.8% | 17.4% | 5.47 | — | 100% | — | — |
-7.4%
Max Drawdown
3 mo
Drawdown Duration
4 mo
Recovery Time
-1.3%
Avg Drawdown
Calmar Ratio by Duration
1.76
1Y
1.92
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +3.56 | 0.54 | 56.6% | 48.4% | 5.0% | -2.9% |
| 3 Years | +4.05 | 0.47 | 50.9% | 41.6% | 11.1% | 7.8% |
| 5 Years | +4.00 | 0.42 | 46.6% | 37.5% | 10.6% | 6.8% |
| 7 Years | +1.69 | 0.42 | 46.6% | 37.5% | 7.5% | 4.8% |
| 10 Years | -0.00 | 0.42 | 46.6% | 37.5% | 5.2% | 3.4% |
| 12 Years | -0.64 | 0.42 | 46.6% | 37.5% | 4.3% | 2.8% |
| 15 Years | -1.28 | 0.42 | 46.6% | 37.5% | 3.4% | 2.2% |
76
Total Holdings
26.4%
Top 10 Weight
30
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Reliance Industries Ltd. | 4.53% |
| 2 | HDFC Bank Ltd. | 3.73% |
| 3 | ICICI Bank Ltd. | 3.73% |
| 4 | GAIL (India) Ltd. | 2.59% |
| 5 | Larsen & Toubro Ltd. | 2.47% |
| 6 | Tech Mahindra Ltd. | 2.14% |
| 7 | Tata Steel Ltd. | 1.81% |
| 8 | Tata Motors Passenger Vehicles Ltd. | 1.81% |
| 9 | Punjab National Bank | 1.78% |
| 10 | Mahindra & Mahindra Ltd. | 1.76% |