Quant PSU Fund
Direct · GrowthAI Summary
Quant PSU Fund has delivered a 1Y SIP XIRR of -2.36%, sharply underperforming the category average SIP XIRR of 14.1% for the same period. On a lump-sum basis, the fund posted a 1Y CAGR of 8.28% versus the NIFTY 50's -2.9%, generating a 1Y alpha of 12.41%. However, over longer horizons (3Y and beyond), the fund's CAGR of 2.82% or lower has essentially matched the benchmark with minimal alpha, indicating returns have been unremarkable over extended periods.
The fund carries a high beta of 1.13-1.23 versus the NIFTY 50, meaning it amplifies market movements in both directions, with an upside capture of 114-118% but a downside capture of 99-118%. It has experienced 2 drawdown events exceeding 10%, with the maximum drawdown still unrecovered after 215 days, signaling prolonged weakness. The negative 1Y Calmar ratio of -0.0982 reflects poor risk-adjusted returns over the past year.
The portfolio is extremely concentrated with only 10 holdings, led by LIC Housing Finance (9.63%), Shipping Corporation of India (9.41%), and PTC India (9.33%). Sector exposure is dominated by Power at 17.8%, followed by Finance (9.6%) and Transport Services (9.4%), creating significant thematic concentration. This narrow portfolio means individual stock and sector movements can materially impact returns.
The fund significantly trails its sectoral/thematic category, with a 1Y SIP XIRR of -2.36% versus the category average of 14.1%. Calendar year returns have been modest and consistent but weak in absolute terms, ranging from 2.19% to 3.53% across 2024-2026. This persistent underperformance versus peers suggests the fund's concentrated PSU strategy has not kept pace with broader thematic opportunities.
This fund is suitable only for aggressive investors with high risk tolerance who want a tactical, high-conviction bet on PSU and infrastructure-linked themes. Given the concentration, high beta, and prolonged drawdown recovery, it should be treated as a satellite allocation of a small portfolio portion, not a core holding. A time horizon of at least 5-7 years is advisable to ride out the sector's pronounced cycles.
- Strong 1Y alpha of 12.41% versus the NIFTY 50, with the fund's 8.28% CAGR against the benchmark's -2.9%
- High upside capture of 114-118% indicates the fund participates strongly in market rallies
- Exposure to strategically important PSU sectors such as Power, Defence-adjacent shipyards, and Energy
- 1Y SIP XIRR of -2.36% is dramatically below the category average of 14.1%, indicating severe underperformance versus peers
- Extreme concentration with only 10 holdings and 17.8% in a single Power sector exposes investors to high single-stock and sector risk
- Maximum drawdown unrecovered after 215 days and a negative Calmar ratio of -0.0982 signal weak risk-adjusted performance
Generated on 06-09-2026, 2:54 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹11.95 L | -2.4% | -38.6% | 30.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | -2.4% | 14.4% | 14.1% | -16.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | -3.0% | -2.0% | -22.4% | 15.6% | -1.07 | -0.73 | 42% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +12.41 | 1.13 | 114.3% | 99.5% | 8.3% | -2.9% |
| 3 Years | +0.83 | 1.23 | 118.1% | 118.1% | 2.8% | 2.8% |
| 5 Years | +1.09 | 1.23 | 118.1% | 118.1% | 1.7% | 1.7% |
| 7 Years | +1.22 | 1.23 | 118.1% | 118.1% | 1.2% | 1.2% |
| 10 Years | +1.30 | 1.23 | 118.1% | 118.1% | 0.8% | 0.8% |
| 12 Years | +1.33 | 1.23 | 118.1% | 118.1% | 0.7% | 0.7% |
| 15 Years | +1.36 | 1.23 | 118.1% | 118.1% | 0.6% | 0.6% |
| # | Stock | % of NAV |
|---|---|---|
| 1 | LIC Housing Finance Ltd | 9.63% |
| 2 | Shipping Corporation Of India Limited | 9.41% |
| 3 | PTC India Limited | 9.33% |
| 4 | Adani Green Energy Limited | 8.43% |
| 5 | Gujarat Mineral Development Corp Ltd | 7.82% |
| 6 | Bharat Heavy Electricals Ltd | 7.33% |
| 7 | Cochin Shipyard Limited | 6.27% |
| 8 | GAIL (India) Limited | 6.01% |
| 9 | Coal India Ltd | 4.22% |
| 10 | Vedanta Oil & Gas Limited | 1.38% |