Invesco India Multi Cap Fund
Direct · GrowthAI Summary
The fund's XIRR is slightly above the category average over 1Y and 3Y, and marginally ahead over 5Y, but trails over 7Y, 10Y, and 12Y. Against the NIFTY 50, it has generated positive alpha across all listed periods and a higher Fund CAGR than the benchmark CAGR in each period.
The fund shows a maximum drawdown of -0.379833% with a maximum drawdown duration of 801 days and recovery of 242 days, alongside 7 drawdown events exceeding 10%. Downside capture is below 100% across all listed periods, while Calmar ratios range from 0.426 to 0.5534, indicating moderate risk-adjusted returns relative to drawdowns.
The top 10 holdings account for roughly 24.82% of NAV, led by Eternal Limited at 4.33%, ICICI Bank Limited at 3.57%, and Sai Life Sciences Limited at 2.71%. With 72 total holdings, the portfolio is diversified, while Banks is the largest sector at 15.2%, followed by Retailing at 9.3% and Capital Markets at 8.4%.
The fund is competitive in shorter SIP horizons, with 1Y XIRR of 11.36% versus the category average of 11.31% and 3Y XIRR of 17.84% versus 14.75%. Over longer horizons, it trails category peers, with 7Y, 10Y, and 12Y XIRR below the respective category averages.
This fund may suit investors with a long-term horizon of at least 5 years who can tolerate equity volatility and periodic drawdowns. It is better suited to investors comfortable with multi-cap exposure and short-term underperformance relative to some peers.
- Positive alpha versus NIFTY 50 across all listed benchmark periods
- Downside capture below 100% in every listed period
- Diversified portfolio of 72 holdings with no single holding above 4.33% of NAV
- XIRR trails the category average over 7Y, 10Y, and 12Y
- Maximum drawdown duration of 801 days indicates prolonged recovery risk
Generated on 11-11-2026, 3:07 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.85 L | 22.2% | -52.3% | 119.2% |
| 3 Years | ₹36.00 L | ₹46.64 L | 17.0% | -21.3% | 39.0% |
| 5 Years | ₹60.00 L | ₹90.38 L | 16.4% | -7.9% | 32.0% |
| 7 Years | ₹84.00 L | ₹1.49 Cr | 16.5% | 1.6% | 25.8% |
| 10 Years | ₹1.20 Cr | ₹2.87 Cr | 16.9% | 12.6% | 21.3% |
| 12 Years | ₹1.44 Cr | ₹4.17 Cr | 16.5% | 13.0% | 20.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 22.2% | 14.3% | 11.3% | +7.9% |
| 3 Years | 17.0% | 11.0% | 14.8% | +6.0% |
| 5 Years | 16.4% | 10.4% | 17.3% | +6.0% |
| 7 Years | 16.5% | 10.6% | 18.1% | +5.9% |
| 10 Years | 16.9% | 11.4% | 18.0% | +5.5% |
| 12 Years | 16.5% | 11.3% | 17.1% | +5.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 21.0% | 15.0% | -28.3% | 102.3% | 0.56 | 2.23 | 78% | — | — |
| 3 Years | 17.9% | 18.4% | -6.0% | 39.9% | 1.40 | 6.86 | 98% | — | — |
| 5 Years | 16.9% | 16.4% | -0.1% | 31.1% | 1.61 | 19.40 | 100% | — | — |
| 10 Years | 17.2% | 16.8% | 13.1% | 21.7% | 4.80 | — | 100% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +8.44 | 1.05 | 106.5% | 96.9% | 6.3% | -1.7% |
| 3 Years | +4.63 | 1.01 | 101.5% | 95.3% | 13.8% | 9.1% |
| 5 Years | +4.46 | 0.94 | 93.8% | 87.8% | 11.6% | 7.2% |
| 7 Years | +6.95 | 0.89 | 90.7% | 82.7% | 17.7% | 11.3% |
| 10 Years | +3.94 | 0.89 | 89.2% | 84.0% | 15.1% | 11.8% |
| 12 Years | +5.29 | 0.88 | 88.6% | 81.7% | 14.6% | 9.7% |
| 15 Years | +6.40 | 0.85 | 87.7% | 79.1% | 15.9% | 10.0% |
| # | Stock | % of NAV |
|---|---|---|
| 1 | Eternal Limited ‡ | 4.33% |
| 2 | ICICI Bank Limited | 3.57% |
| 3 | Sai Life Sciences Limited | 2.71% |
| 4 | InterGlobe Aviation Limited | 2.70% |
| 5 | Axis Bank Limited | 2.41% |
| 6 | Krishna Institute Of Medical Sciences Limited | 2.38% |
| 7 | TVS Motor Company Limited | 2.28% |
| 8 | Dr Agarwals Health Care Limited | 2.25% |
| 9 | AU Small Finance Bank Limited | 2.14% |
| 10 | Coforge Limited | 2.05% |