Invesco India Consumption Fund
Direct · GrowthAI Summary
The fund's 1Y SIP XIRR of 23.03% significantly outpaces the thematic category average of 11.72%, indicating strong recent SIP performance. However, the 1Y rolling return mean of 8.41% suggests more modest lump-sum outcomes over rolling windows. Calendar year returns have been uneven, with 10.79% in 2026 following a -2.59% decline in 2025.
The fund shows a shallow maximum drawdown of -0.16% with a 144-day duration and 84-day recovery, indicating limited recent downside stress. Only one drawdown event exceeding 10% has been recorded, suggesting contained historical risk. The gap between the strong 23.03% SIP XIRR and the 8.41% rolling return mean points to return variability depending on entry timing.
The portfolio holds 40 stocks with a well-spread top 10, each between 3.03% and 6.22% of NAV, led by Eternal Limited at 6.22%. Sector exposure is consumption-oriented, with Auto Components (15.0%), Retailing (13.4%), and Automobiles (11.6%) forming the top three allocations. Holdings like Bharti Airtel and Aditya Infotech show some flexibility beyond pure consumption themes.
The fund's 1Y SIP XIRR of 23.03% is nearly double the category average of 11.72%, placing it among stronger recent performers in the thematic space. The uneven calendar year returns, including -2.59% in 2025, indicate performance has not been consistently positive year over year. Investors should note that only 1Y comparisons are available for the fund, limiting the ability to assess long-term category positioning.
This fund suits investors seeking targeted exposure to India's consumption and auto-linked sectors as a satellite holding rather than a core portfolio fund. A time horizon of at least 5 years is advisable given thematic concentration and the negative 2025 return. Investors should have moderate-to-high risk tolerance, as sector-focused funds can underperform diversified funds during unfavorable sector cycles.
- 1Y SIP XIRR of 23.03% nearly doubles the category average of 11.72%
- Diversified 40-stock portfolio with no single holding above 6.22% of NAV
- Contained recent drawdown risk with a maximum drawdown of only -0.16% and a single >10% drawdown event historically
- Negative calendar year return of -2.59% in 2025 highlights performance inconsistency
- High sector concentration in auto-linked and retailing themes (Auto Components 15.0%, Retailing 13.4%, Automobiles 11.6%) exposes investors to cyclical sector risk
- The 1Y rolling return mean of 8.41% is well below the fund's headline SIP XIRR, indicating timing-dependent outcomes
Generated on 20-10-2026, 3:08 AM. Verify before investing.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹13.31 L | 25.1% | 17.5% | 33.8% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 25.1% | 11.7% |
Not enough data to compute rolling returns.
| # | Stock | % of NAV |
|---|---|---|
| 1 | Eternal Limited ‡ | 6.22% |
| 2 | Milky Mist Dairy Food Limited | 3.87% |
| 3 | Mahindra & Mahindra Limited | 3.74% |
| 4 | TVS Motor Company Limited | 3.59% |
| 5 | Craftsman Automation Limited | 3.52% |
| 6 | Bharti Airtel Limited | 3.45% |
| 7 | Titan Company Limited | 3.38% |
| 8 | Dhoot Transmission Ltd | 3.33% |
| 9 | Aditya Infotech Limited | 3.08% |
| 10 | Trent Limited | 3.03% |