ICICI Prudential Focused Fund
Direct · GrowthAI Summary
The fund's XIRR of 19.45% over 3 years and 19.1% over 5 years exceeds the category averages of 15.73% and 15.47%, respectively. It also shows positive alpha versus the NIFTY 50 across all listed periods, with downside capture below 100% in every horizon.
The reported maximum drawdown is -0.34%, with an average drawdown of -0.05% and 7 drawdown events exceeding 10%. The maximum drawdown lasted 563 days and recovered in 151 days, while Calmar ratios range from 0.45 to 0.53 across the listed periods.
The portfolio holds 28 stocks, with the top 10 accounting for about 47.01% of NAV. Banks are the largest sector at 20.3%, followed by Capital Markets at 12.5%, indicating meaningful concentration in financials.
The fund outperforms category peers on XIRR across all listed horizons, including 17.91% versus 15.68% over 10 years. Its focused structure with 28 holdings supports a more concentrated approach than a broadly diversified fund.
This fund may suit investors with a long-term horizon of at least five years and a moderate-to-high risk tolerance. The concentrated portfolio and sector tilts can lead to periods of higher volatility, so it is better suited for investors comfortable with equity market swings.
- XIRR exceeds category averages across all listed periods
- Positive alpha versus NIFTY 50 in every benchmark comparison period
- Downside capture below 100% across all listed horizons
- Concentrated portfolio with 28 holdings and heavy financials exposure
- Seven drawdown events exceeding 10% indicate meaningful downside episodes
Generated on 11-11-2026, 3:03 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.85 L | 18.7% | -50.8% | 90.5% |
| 3 Years | ₹36.00 L | ₹45.02 L | 16.5% | -19.5% | 38.3% |
| 5 Years | ₹60.00 L | ₹90.88 L | 16.7% | -7.9% | 33.1% |
| 7 Years | ₹84.00 L | ₹1.55 Cr | 17.1% | -1.8% | 26.7% |
| 10 Years | ₹1.20 Cr | ₹3.07 Cr | 17.9% | 13.5% | 21.6% |
| 12 Years | ₹1.44 Cr | ₹4.45 Cr | 17.5% | 15.3% | 19.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 18.7% | 14.3% | 11.1% | +4.5% |
| 3 Years | 16.5% | 11.0% | 15.7% | +5.4% |
| 5 Years | 16.7% | 10.4% | 15.5% | +6.3% |
| 7 Years | 17.1% | 10.6% | 14.9% | +6.6% |
| 10 Years | 17.9% | 11.4% | 15.7% | +6.4% |
| 12 Years | 17.5% | 11.3% | 15.1% | +6.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 18.1% | 13.1% | -30.0% | 93.6% | 0.60 | 2.04 | 86% | — | — |
| 3 Years | 16.6% | 16.7% | -6.5% | 35.8% | 1.35 | 7.41 | 98% | — | — |
| 5 Years | 16.0% | 15.1% | -1.4% | 33.5% | 1.48 | 12.14 | 100% | — | — |
| 10 Years | 16.1% | 16.2% | 13.4% | 19.1% | 8.92 | — | 100% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +5.79 | 1.04 | 103.1% | 96.3% | 3.8% | -1.7% |
| 3 Years | +10.09 | 0.95 | 100.9% | 88.8% | 19.1% | 9.1% |
| 5 Years | +8.36 | 0.92 | 97.3% | 87.6% | 15.5% | 7.2% |
| 7 Years | +9.84 | 0.84 | 92.1% | 82.1% | 20.4% | 11.3% |
| 10 Years | +5.53 | 0.83 | 89.3% | 82.7% | 16.4% | 11.8% |
| 12 Years | +5.01 | 0.85 | 90.2% | 84.1% | 14.2% | 9.7% |
| 15 Years | +4.73 | 0.86 | 91.7% | 85.6% | 14.3% | 10.1% |
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 8.73% |
| 2 | Axis Bank Ltd. | 6.78% |
| 3 | HDFC Bank Ltd. | 4.77% |
| 4 | Mphasis Ltd. | 4.72% |
| 5 | TVS Motor Company Ltd. | 4.32% |
| 6 | Bharti Airtel Ltd. | 4.20% |
| 7 | HDFC Asset Management Company Ltd. | 3.56% |
| 8 | Ashok Leyland Ltd. | 3.52% |
| 9 | The Phoenix Mills Ltd. | 3.21% |
| 10 | BSE Ltd. | 3.20% |