Canara Robeco Value Fund

Canara Robeco Value Fund has delivered consistent alpha over its benchmark NIFTY50 VALUE 20, with fund CAGR of 9.25% vs 1.8% over 3Y and 11.73% vs 3.86% over 5Y. However, its SIP XIRR lags the category average across most periods, including 15.72% vs 17.03% over 3Y and 10.73% vs 17.06% over 5Y. The 1Y XIRR of 9.08% also trails the category average of 11.7%, indicating recent underperformance versus peers despite benchmark outperformance.

The fund exhibits strong downside protection, with downside capture of 77-86% across periods versus upside capture of 87-97%, meaning it falls less than the benchmark in weak markets. Beta of 0.84-0.98 confirms lower volatility relative to the benchmark, and only 2 drawdown events exceeding 10% were recorded. Calmar ratios of 1.00 over 3Y and 0.91 over 1Y indicate reasonable risk-adjusted returns, though the 5Y Calmar of 0.69 is weaker.

Portfolio composition data was not provided in this analysis, so specific holdings and sector allocation cannot be assessed. As a value-oriented fund benchmarked to NIFTY50 VALUE 20, it likely emphasizes reasonably priced large-cap equities. Investors should review the latest factsheet for concentration and diversification details before investing.

The fund trails category average SIP XIRR across nearly all horizons, including 10.73% vs 17.06% over 5Y and 9.08% vs 11.7% over 1Y, placing it in the lower half of its peer group on SIP returns. Calendar year returns show uneven consistency, ranging from 33.5% in 2023 to -8.8% in 2026. Its strength lies in benchmark-relative alpha rather than category-relative performance.

This fund suits investors seeking value-style equity exposure with lower downside risk, given its consistently low downside capture versus the benchmark. A long-term horizon of 5-7 years or more is appropriate, as value strategies can underperform for extended periods, as seen in the weak 2026 return of -8.8%. Investors should have moderate risk tolerance and accept that SIP returns have lagged category peers despite benchmark outperformance.

• Consistent positive alpha versus NIFTY50 VALUE 20 across all periods, from 7.44% over 1Y to 1.80% over 15Y
• Superior downside protection with downside capture of 77-86% versus upside capture of 87-97%, cushioning losses in weak markets
• Low expense ratio of 0.74% for a Direct Growth option, keeping costs competitive

• SIP XIRR trails category averages across nearly all horizons, including 10.73% vs 17.06% over 5Y
• Recent performance is weak, with a -8.8% calendar year return in 2026 and a 1Y XIRR of only 9.08%