Bank of India Short Term Fund
Direct · Growth ₹31.28
11 Nov 2026
NAV
6.7%
3Y CAGR
5.8%
5Y CAGR
6.3%
10Y CAGR
6.2%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
-0.69
Sharpe
-19.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.43 L | 7.2% | -28.1% | 35.5% |
| 3 Years | ₹36.00 L | ₹40.88 L | 6.7% | -8.6% | 16.0% |
| 5 Years | ₹60.00 L | ₹73.79 L | 6.0% | -2.9% | 11.4% |
| 7 Years | ₹84.00 L | ₹1.06 Cr | 5.4% | 0.4% | 9.3% |
| 10 Years | ₹1.20 Cr | ₹1.70 Cr | 6.7% | 6.2% | 7.3% |
| 12 Years | ₹1.44 Cr | ₹2.20 Cr | 6.9% | 6.6% | 7.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 7.2% | 6.6% |
| 3 Years | 6.7% | 7.4% |
| 5 Years | 6.0% | 6.9% |
| 7 Years | 5.4% | 7.0% |
| 10 Years | 6.7% | 7.0% |
| 12 Years | 6.9% | 7.2% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.2% | 8.1% | -19.4% | 28.5% | 0.09 | 0.11 | 88% | — | — |
| 3 Years | 6.7% | 8.7% | -4.0% | 14.7% | 0.03 | 0.04 | 79% | — | — |
| 5 Years | 5.8% | 4.2% | 0.3% | 10.9% | -0.19 | -0.23 | 100% | — | — |
| 10 Years | 6.3% | 6.4% | 5.6% | 6.7% | -0.69 | -0.58 | 100% | — | — |
-19.8%
Max Drawdown
11 mo
Drawdown Duration
24 mo
Recovery Time
-3.0%
Avg Drawdown
Calmar Ratio by Duration
0.36
1Y
0.34
3Y
0.29
5Y
0.25
7Y
0.32
10Y
0.34
12Y