Bank of India Small Cap Fund
Direct · Growth ₹63.52
04 Aug 2026
NAV
31.0%
3Y CAGR
31.7%
5Y CAGR
29.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
3.71
Sharpe
-32.4%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹13.37 L | 33.3% | -37.4% | 123.9% |
| 3 Years | ₹36.00 L | ₹53.21 L | 29.6% | 1.4% | 62.5% |
| 5 Years | ₹60.00 L | ₹1.12 Cr | 28.3% | 10.8% | 41.3% |
| 7 Years | ₹84.00 L | ₹2.02 Cr | 24.8% | 20.3% | 27.6% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY SMALLCAP 250 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 33.3% | 22.0% | 21.4% | +11.3% |
| 3 Years | 29.6% | 15.3% | 22.7% | +14.3% |
| 5 Years | 28.3% | 14.3% | 22.0% | +14.0% |
| 7 Years | 24.8% | 14.3% | 21.8% | +10.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 31.9% | 24.5% | -20.0% | 126.4% | 0.78 | 5.32 | 86% | — | — |
| 3 Years | 31.0% | 30.0% | 15.2% | 48.2% | 2.92 | — | 100% | — | — |
| 5 Years | 31.7% | 32.9% | 18.8% | 42.0% | 3.71 | — | 100% | — | — |
-32.4%
Max Drawdown
1 mo
Drawdown Duration
5 mo
Recovery Time
-5.7%
Avg Drawdown
Calmar Ratio by Duration
0.98
1Y
0.96
3Y
0.98
5Y
0.82
7Y
Compared against NIFTY SMALLCAP 250
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +15.32 | 0.92 | 97.2% | 83.5% | 22.0% | 6.7% |
| 3 Years | +6.37 | 0.94 | 95.4% | 89.7% | 23.1% | 17.3% |
| 5 Years | +6.15 | 0.89 | 90.7% | 84.7% | 19.9% | 14.6% |
| 7 Years | +11.05 | 0.87 | 90.2% | 81.1% | 31.4% | 22.4% |
| 10 Years | +7.99 | 0.86 | 89.0% | 79.3% | 20.3% | 13.2% |
| 12 Years | +6.35 | 0.86 | 89.0% | 79.3% | 16.6% | 10.9% |
| 15 Years | +4.77 | 0.86 | 89.0% | 79.3% | 13.1% | 8.6% |
74
Total Holdings
25.3%
Top 10 Weight
28
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | Acutaas Chemicals Limited | 3.08% |
| 2 | Wockhardt Limited | 2.92% |
| 3 | Lloyds Metals And Energy Limited | 2.60% |
| 4 | Quality Power Electrical Eqp Ltd | 2.57% |
| 5 | Indian Bank | 2.53% |
| 6 | City Union Bank Limited | 2.52% |
| 7 | Computer Age Management Services Limited | 2.39% |
| 8 | Sky Gold And Diamonds Limited | 2.32% |
| 9 | FIEM Industries Limited | 2.31% |
| 10 | Eris Lifesciences Limited | 2.10% |