Bandhan Retirement Fund
Direct · Growth ₹13.37
18 Aug 2026
NAV
7.6%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
0.20
Sharpe
-9.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.80%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.38 L | 6.7% | -12.5% | 31.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 6.7% | 14.4% | 11.7% | -7.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.6% | 6.9% | -1.3% | 25.5% | 0.20 | 0.46 | 99% | — | — |
-9.8%
Max Drawdown
3 mo
Drawdown Duration
Not recovered
Recovery Time
-2.1%
Avg Drawdown
Calmar Ratio by Duration
0.78
1Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +3.01 | 0.61 | 62.9% | 55.9% | 3.7% | -2.9% |
| 3 Years | +3.30 | 0.59 | 60.8% | 53.0% | 10.3% | 7.3% |
| 5 Years | +0.82 | 0.59 | 60.8% | 53.0% | 6.0% | 4.3% |
| 7 Years | -0.21 | 0.59 | 60.8% | 53.0% | 4.3% | 3.1% |
| 10 Years | -0.97 | 0.59 | 60.8% | 53.0% | 3.0% | 2.1% |
| 12 Years | -1.25 | 0.59 | 60.8% | 53.0% | 2.5% | 1.8% |
| 15 Years | -1.54 | 0.59 | 60.8% | 53.0% | 2.0% | 1.4% |