Bandhan Retirement Fund
Direct · Growth ₹13.28
06 Jul 2026
NAV
7.8%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
0.24
Sharpe
-9.8%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.41 L | 6.8% | -12.5% | 31.0% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 6.8% | 14.5% | 11.8% | -7.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 7.8% | 7.2% | -1.3% | 25.5% | 0.24 | 0.55 | 99% | — | — |
-9.8%
Max Drawdown
3 mo
Drawdown Duration
Not recovered
Recovery Time
-2.2%
Avg Drawdown
Calmar Ratio by Duration
0.80
1Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +2.03 | 0.62 | 62.7% | 57.0% | 2.4% | -3.4% |
| 3 Years | +2.90 | 0.59 | 60.5% | 53.1% | 9.9% | 7.4% |
| 5 Years | +0.58 | 0.59 | 60.5% | 53.1% | 5.8% | 4.4% |
| 7 Years | -0.37 | 0.59 | 60.5% | 53.1% | 4.2% | 3.1% |
| 10 Years | -1.08 | 0.59 | 60.5% | 53.1% | 2.9% | 2.2% |
| 12 Years | -1.36 | 0.59 | 60.5% | 53.1% | 2.4% | 1.8% |
| 15 Years | -1.63 | 0.59 | 60.5% | 53.1% | 1.9% | 1.4% |