Bandhan Contra Fund
Direct · GrowthAI Summary
Bandhan Contra Fund has modestly underperformed the NIFTY 50 across all measured periods, with 3Y Fund CAGR of -1.25% versus the benchmark's -1.16% and a persistently negative alpha of -1.65% to -2.27%. The fund's SIP XIRR is not available in the current data, so like-for-like comparison with the category's strong SIP XIRR averages (for example, 19.32% over 3Y) cannot be confirmed. Calendar year 2026 has returned -3.6%, consistent with the weak multi-year trajectory shown.
Risk metrics are notably benign: maximum drawdown is just -0.06% over 49 days with zero drawdown events exceeding 10%, which points to very low realized volatility in the measured window. Beta of 0.797 confirms the fund moves less than the market, and a downside capture of 81.13% versus an upside capture of 75.06% means it participates less on both sides but slightly worse on the downside relative to upside. The persistently negative alpha across every period indicates returns have not compensated adequately for the lower volatility profile.
Holdings-level portfolio data is not available in this dataset, so sector concentration and stock-level diversification cannot be assessed from the provided information. As a contra strategy, the fund is expected to hold contrarian, out-of-favor positions, which typically produce style-specific deviation from the NIFTY 50, consistent with the sub-market beta observed. Investors should review the latest factsheet before drawing conclusions on portfolio construction.
Direct peer comparison is limited because the fund's own SIP XIRR is unavailable, preventing a like-for-like check against category averages such as 18.23% over 7Y and 18.85% over 10Y. The fund's negative alpha against NIFTY 50 across all periods from 1Y to 15Y suggests it has lagged even a broad passive benchmark over long horizons. Until the fund's own return figures can be verified, its relative standing within the Contra category should be treated as unconfirmed rather than favorable.
This fund suits investors with a long time horizon of 7-10 years or more and a high tolerance for tracking a contrarian style that may underperform the index for extended periods. However, with negative CAGR across every displayed window and persistent negative alpha, it currently appears better suited to a watchlist than to fresh core allocation. Investors should verify the fund's SIP XIRR and recent portfolio data before committing capital.
- Very low realized downside in the current window: maximum drawdown of only -0.06% with zero drawdown events exceeding 10%
- Beta of 0.797 provides lower market sensitivity than the NIFTY 50, offering dampened volatility
- Negative alpha across all periods (1Y: -2.27% to 15Y: -1.39%) shows consistent underperformance versus the NIFTY 50
- Fund CAGR is below benchmark CAGR at every horizon (for example, -1.25% vs -1.16% over 3Y), and downside capture of 81.13% exceeds upside capture of 75.06%
- Overall XIRR and rolling return data are unavailable, preventing comparison with strong category SIP XIRR averages such as 19.32% at 3Y
Generated on 05-11-2026, 3:00 AM. Verify before investing.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
Not enough data to compute SIP returns.
Not enough data to compute rolling returns.
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | -2.36 | 0.76 | 77.2% | 81.1% | 2.9% | 4.9% |
| 3 Years | -1.81 | 0.76 | 77.2% | 81.1% | 1.0% | 1.6% |
| 5 Years | -1.70 | 0.76 | 77.2% | 81.1% | 0.6% | 1.0% |
| 7 Years | -1.67 | 0.76 | 77.2% | 81.1% | 0.4% | 0.7% |
| 10 Years | -1.63 | 0.76 | 77.2% | 81.1% | 0.3% | 0.5% |
| 12 Years | -1.61 | 0.76 | 77.2% | 81.1% | 0.2% | 0.4% |
| 15 Years | -1.60 | 0.76 | 77.2% | 81.1% | 0.2% | 0.3% |