360 ONE Focused Fund
Direct · GrowthAI Summary
360 ONE Focused Fund has delivered strong long-term SIP returns, with 5Y XIRR of 19.35% and 7Y XIRR of 19.66%, comfortably ahead of category averages of 15.51% and 15.06% respectively. It has consistently outperformed the NIFTY 50 on a lump-sum basis, with alpha of 4.74% to 6.71% across the 5Y to 15Y windows. However, the 1Y XIRR of 10.68% trails the category average of 11.15%, and 2026 has been weak at -3.38%.
The fund shows a defensive risk profile with beta below 1 across longer windows (0.92 at 10Y and 12Y) and downside capture of 86.59% to 89.97% over 5Y to 12Y, meaning it falls less than the benchmark. Upside capture of roughly 95% over the same periods, combined with positive alpha, indicates strong risk-adjusted outperformance. The Calmar ratio of around 0.50 at 5Y and 7Y reflects reasonable return per unit of drawdown, though 7 drawdown events exceeding 10% show meaningful interim volatility.
As a focused fund, the portfolio is concentrated in a limited number of stocks, which increases single-stock and sector concentration risk relative to diversified funds. The fund's high alpha and low downside capture suggest disciplined stock selection within this concentrated mandate. Investors should verify current holdings and sector weights before investing, as concentrated portfolios can deviate sharply from the index.
The fund beats the category average SIP XIRR across the 3Y (17.15% vs 15.8%), 5Y (19.35% vs 15.51%), 7Y (19.66% vs 15.06%), and 10Y (17.9% vs 15.71%) horizons, placing it in the upper tier of focused funds. Its only relative soft spot is the 1Y XIRR of 10.68% versus the category's 11.15%. Long-term consistency against both benchmark and peers is a clear differentiator.
This fund suits investors seeking concentrated, high-conviction equity exposure with a long horizon of at least 5 to 7 years, where its XIRR advantage over the category is most pronounced. It is appropriate for investors with moderate-to-high risk tolerance who can withstand interim drawdowns, though its below-1 beta and low downside capture make it relatively resilient in falling markets. SIP investors looking for long-term wealth creation with active stock selection will find it well aligned.
- Strong long-term SIP XIRR of 19.35% over 5Y and 19.66% over 7Y, well above category averages of 15.51% and 15.06%
- Consistent alpha versus NIFTY 50 across all windows from 3Y to 15Y, ranging from 4.74% to 6.71%
- Defensive downside capture of 86.59% to 89.97% over 5Y to 12Y, cushioning losses in weak markets
- Recent 1Y XIRR of 10.68% lags the category average of 11.15%, and 2026 calendar return is negative at -3.38%
- Concentrated focused-fund mandate carries higher single-stock and sector risk, with 7 drawdown events exceeding 10% historically
Generated on 25-10-2026, 2:21 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.82 L | 17.7% | -47.5% | 96.3% |
| 3 Years | ₹36.00 L | ₹45.79 L | 17.9% | -11.2% | 43.0% |
| 5 Years | ₹60.00 L | ₹96.47 L | 18.9% | -0.9% | 29.4% |
| 7 Years | ₹84.00 L | ₹1.66 Cr | 19.7% | 12.9% | 25.7% |
| 10 Years | ₹1.20 Cr | ₹3.07 Cr | 18.0% | 14.5% | 22.1% |
| 12 Years | ₹1.44 Cr | ₹3.91 Cr | 15.8% | 15.1% | 16.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 17.7% | 14.3% | 11.1% | +3.4% |
| 3 Years | 17.9% | 11.0% | 15.8% | +6.8% |
| 5 Years | 18.9% | 10.4% | 15.5% | +8.5% |
| 7 Years | 19.7% | 10.6% | 15.1% | +9.1% |
| 10 Years | 18.0% | 11.4% | 15.7% | +6.5% |
| 12 Years | 15.8% | 11.3% | 15.1% | +4.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 17.0% | 13.0% | -17.8% | 95.8% | 0.57 | 2.10 | 84% | — | — |
| 3 Years | 17.8% | 17.1% | -0.6% | 35.3% | 1.78 | 25.75 | 100% | — | — |
| 5 Years | 18.4% | 18.8% | 4.1% | 30.2% | 2.49 | 111.63 | 100% | — | — |
| 10 Years | 16.9% | 17.1% | 14.8% | 19.1% | 12.39 | — | 100% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +11.06 | 1.04 | 107.8% | 93.6% | -0.6% | -10.9% |
| 3 Years | +5.43 | 1.03 | 99.6% | 92.8% | 11.8% | 6.4% |
| 5 Years | +4.80 | 0.97 | 96.1% | 89.9% | 10.0% | 5.2% |
| 7 Years | +6.86 | 0.91 | 93.8% | 86.4% | 16.5% | 10.0% |
| 10 Years | +5.16 | 0.92 | 95.0% | 88.9% | 15.2% | 10.3% |
| 12 Years | +6.31 | 0.92 | 95.1% | 87.5% | 15.0% | 8.9% |
| 15 Years | +4.83 | 0.92 | 95.1% | 87.5% | 11.8% | 7.0% |