360 ONE Flexicap Fund
Direct · GrowthAI Summary
360 ONE Flexicap Fund has delivered strong alpha versus the NIFTY 50 across all measured periods, with a 3Y fund CAGR of 17.07% against the benchmark's 4.9% and a 1Y alpha of 18.40%. Its 1Y SIP XIRR of 11.41% beats the category average of 9.64%, though the 3Y XIRR of 11.59% trails the category's 14.86%. Long-term lump-sum performance is consistently ahead of the benchmark, with 10Y fund CAGR of 5.35% versus 1.54% for the NIFTY 50.
The fund shows favorable risk-adjusted behavior with a downside capture of 86.85-89.23% across periods, meaning it falls less than the benchmark, while upside capture exceeds 103%. The 3Y Calmar ratio of 1.0 indicates solid returns relative to maximum drawdown, and only one drawdown event exceeding 10% was recorded. However, the recovery from maximum drawdown took 451 days, suggesting patience is required after significant corrections.
Portfolio composition data such as top holdings and sector allocation was not provided in this dataset, so concentration and diversification cannot be assessed directly. As a flexi-cap fund, it has the mandate to move across market capitalizations, and its beta near 1.0 suggests broad market-like exposure. Investors should review the latest factsheet for holding-level detail before investing.
Against category peers, the fund outperforms on 1Y SIP XIRR (11.41% vs 9.64%) but lags on 3Y XIRR (11.59% vs 14.86%), indicating recent lump-sum-driven strength rather than SIP-period consistency. Calendar year returns show variability, from 28.76% in 2024 to just 1.98% in 2025. Its persistent alpha over the NIFTY 50 across 1Y to 15Y horizons suggests durable stock-selection skill.
This fund suits investors seeking market-plus returns with active management and a tolerance for moderate drawdowns, given the 451-day recovery from its worst drawdown. A horizon of at least 5 years is appropriate to ride out year-to-year variability like the 1.98% return in 2025. It fits moderate-to-high risk tolerance investors comfortable with flexi-cap style shifts.
- Consistent alpha over NIFTY 50 across all periods from 1Y to 15Y, including 12.17% 3Y alpha
- Superior downside capture (86.85-89.23%) with upside capture above 103%, indicating asymmetric risk behavior
- 1Y SIP XIRR of 11.41% outpaces the category average of 9.64%
- 3Y SIP XIRR of 11.59% trails the category average of 14.86% by over 3 percentage points
- Long recovery period of 451 days from maximum drawdown and weak calendar-year returns in 2025 (1.98%)
Generated on 13-10-2026, 3:12 AM. Verify before investing.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.50 L | 15.5% | -22.6% | 71.9% |
| 3 Years | ₹36.00 L | ₹42.33 L | 11.4% | 7.6% | 14.1% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 15.5% | 14.3% | 9.6% | +1.2% |
| 3 Years | 11.4% | 11.0% | 14.8% | +0.3% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 15.4% | 8.6% | -6.5% | 56.7% | 0.49 | 2.38 | 87% | — | — |
| 3 Years | 18.0% | 17.9% | 16.1% | 19.8% | 10.69 | — | 100% | — | — |
Calmar Ratio by Duration
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +15.36 | 1.01 | 107.4% | 88.3% | 5.7% | -9.5% |
| 3 Years | +11.02 | 0.99 | 101.7% | 87.7% | 16.5% | 5.5% |
| 5 Years | +7.29 | 0.98 | 101.8% | 86.6% | 11.0% | 3.7% |
| 7 Years | +5.06 | 0.98 | 101.8% | 86.6% | 7.8% | 2.6% |
| 10 Years | +3.46 | 0.98 | 101.8% | 86.6% | 5.4% | 1.8% |
| 12 Years | +2.84 | 0.98 | 101.8% | 86.6% | 4.5% | 1.5% |
| 15 Years | +2.23 | 0.98 | 101.8% | 86.6% | 3.5% | 1.2% |