UTI Liquid Fund
Direct · Growth ₹463.35
12 Aug 2026
NAV
5.8%
3Y CAGR
5.6%
5Y CAGR
5.6%
10Y CAGR
5.4%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
-0.22
Sharpe
-90.0%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.38 L | 5.5% | -100.0% | 9.7% |
| 3 Years | ₹36.00 L | ₹39.76 L | 5.1% | -93.7% | 8.8% |
| 5 Years | ₹60.00 L | ₹69.87 L | 4.7% | -80.0% | 7.8% |
| 7 Years | ₹84.00 L | ₹1.03 Cr | 4.4% | -67.0% | 7.5% |
| 10 Years | ₹1.20 Cr | ₹1.62 Cr | 3.8% | -51.2% | 6.1% |
| 12 Years | ₹1.44 Cr | ₹2.11 Cr | 2.1% | -42.8% | 6.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 5.5% | 10.2% |
| 3 Years | 5.1% | 6.4% |
| 5 Years | 4.7% | 5.9% |
| 7 Years | 4.4% | 5.7% |
| 10 Years | 3.8% | 5.7% |
| 12 Years | 2.1% | 5.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 5.7% | 7.1% | -89.4% | 9.8% | -0.08 | -0.08 | 99% | — | — |
| 3 Years | 5.8% | 6.9% | -50.3% | 8.9% | -0.11 | -0.11 | 99% | — | — |
| 5 Years | 5.6% | 5.8% | -33.0% | 8.2% | -0.17 | -0.17 | 98% | — | — |
| 10 Years | 5.6% | 6.4% | -15.7% | 6.8% | -0.22 | -0.21 | 96% | — | — |
-90.0%
Max Drawdown
0 mo
Drawdown Duration
Not recovered
Recovery Time
-1.0%
Avg Drawdown
Calmar Ratio by Duration
0.06
1Y
0.06
3Y
0.06
5Y
0.06
7Y
0.06
10Y
0.06
12Y