UTI BSE Housing Index Fund
Direct · Growth ₹14.07
18 Jun 2026
NAV
10.4%
3Y CAGR
10.5%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
9.57
Sharpe
-26.6%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.21 L | 9.0% | -33.0% | 73.9% |
| 3 Years | ₹36.00 L | ₹36.22 L | 0.5% | -1.9% | 2.7% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 9.0% | 14.5% | 9.1% | -5.5% |
| 3 Years | 0.5% | 11.2% | 13.2% | -10.7% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 10.7% | 0.7% | -11.7% | 58.8% | 0.21 | 0.52 | 53% | — | — |
| 3 Years | 10.4% | 10.4% | 9.8% | 11.0% | 9.57 | — | 100% | — | — |
-26.6%
Max Drawdown
18 mo
Drawdown Duration
Not recovered
Recovery Time
-7.7%
Avg Drawdown
Calmar Ratio by Duration
0.40
1Y
0.39
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +0.84 | 1.25 | 120.8% | 121.3% | -4.7% | -3.1% |
| 3 Years | +2.20 | 1.14 | 113.8% | 111.3% | 11.2% | 8.7% |
| 5 Years | +1.85 | 1.14 | 114.3% | 111.1% | 7.0% | 5.3% |
| 7 Years | +1.57 | 1.14 | 114.3% | 111.1% | 4.9% | 3.8% |
| 10 Years | +1.37 | 1.14 | 114.3% | 111.1% | 3.4% | 2.6% |
| 12 Years | +1.30 | 1.14 | 114.3% | 111.1% | 2.9% | 2.2% |
| 15 Years | +1.22 | 1.14 | 114.3% | 111.1% | 2.3% | 1.7% |