UTI BSE Housing Index Fund
Direct · Growth ₹14.43
18 Aug 2026
NAV
11.3%
3Y CAGR
10.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
7.47
Sharpe
-26.6%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.59%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.22 L | 8.6% | -33.0% | 73.9% |
| 3 Years | ₹36.00 L | ₹37.19 L | 2.0% | -1.9% | 4.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 8.6% | 14.4% | 9.4% | -5.8% |
| 3 Years | 2.0% | 11.1% | 12.3% | -9.1% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 9.6% | -0.2% | -11.7% | 58.8% | 0.15 | 0.37 | 49% | — | — |
| 3 Years | 11.3% | 11.3% | 9.8% | 12.8% | 7.47 | — | 100% | — | — |
-26.6%
Max Drawdown
18 mo
Drawdown Duration
Not recovered
Recovery Time
-7.9%
Avg Drawdown
Calmar Ratio by Duration
0.36
1Y
0.42
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +1.04 | 1.24 | 120.0% | 117.4% | -4.1% | -2.9% |
| 3 Years | +3.06 | 1.15 | 114.7% | 111.0% | 11.0% | 7.8% |
| 5 Years | +2.39 | 1.13 | 113.4% | 109.0% | 7.6% | 5.4% |
| 7 Years | +1.93 | 1.13 | 113.4% | 109.0% | 5.4% | 3.8% |
| 10 Years | +1.60 | 1.13 | 113.4% | 109.0% | 3.7% | 2.6% |
| 12 Years | +1.48 | 1.13 | 113.4% | 109.0% | 3.1% | 2.2% |
| 15 Years | +1.35 | 1.13 | 113.4% | 109.0% | 2.5% | 1.8% |