UTI BSE Housing Index Fund
Direct · Growth ₹14.40
06 Jul 2026
NAV
11.4%
3Y CAGR
11.0%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
6.92
Sharpe
-26.6%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.21 L | 8.7% | -33.0% | 73.9% |
| 3 Years | ₹36.00 L | ₹36.95 L | 1.7% | -1.9% | 4.5% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 8.7% | 14.5% | 9.2% | -5.8% |
| 3 Years | 1.7% | 11.2% | 12.9% | -9.4% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 9.8% | 0.0% | -11.7% | 58.8% | 0.16 | 0.40 | 50% | — | — |
| 3 Years | 11.4% | 11.4% | 9.8% | 12.8% | 6.92 | — | 100% | — | — |
-26.6%
Max Drawdown
18 mo
Drawdown Duration
Not recovered
Recovery Time
-7.8%
Avg Drawdown
Calmar Ratio by Duration
0.37
1Y
0.43
3Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +1.35 | 1.25 | 121.6% | 121.6% | -2.3% | -1.6% |
| 3 Years | +3.17 | 1.15 | 115.0% | 110.9% | 10.6% | 7.3% |
| 5 Years | +2.15 | 1.14 | 113.7% | 109.9% | 7.6% | 5.6% |
| 7 Years | +1.78 | 1.14 | 113.7% | 109.9% | 5.4% | 3.9% |
| 10 Years | +1.50 | 1.14 | 113.7% | 109.9% | 3.7% | 2.7% |
| 12 Years | +1.40 | 1.14 | 113.7% | 109.9% | 3.1% | 2.3% |
| 15 Years | +1.30 | 1.14 | 113.7% | 109.9% | 2.5% | 1.8% |